Apply for your education loan easily with Singpass

Achieving your ambitions #ForYou


  • Singapore Citizen or Singapore Permanent Resident
  • Main Applicant: at least 18 years old and not exceeding 65 years old upon loan maturity
  • Joint borrower/guarantor: at least 21 years old and not exceeding 65 years old upon loan maturity
  • Minimum S$30,000 annual income (for student who are employed & study part time)
  • Minimum S$30,000 annual income (for joint borrower/guarantor if student is not employed)
  • Minimum S$60,000 annual income (for joint borrower/guarantor) for overseas studies.

Fees and charges applies.


Get ready your Singpass account and these documents to speed up your online application.

  • Proof of enrolment / acceptance in pdf format
  • Course fee invoice or schedule of payment in pdf format

Additional Notes

  • Please update your personal particulars on the Singpass platform before proceeding with your application.
  • All applicant (s)/guarantor (s) are required to complete the application within 5 calendar days from the date the application was first saved by the main applicant, otherwise a new application will be required.
  • Please save your application by clicking on the “Save” button located at the bottom of each page.
  • It is recommended to use Google Chrome browser for the application.
  • With Singpass and documents prepared in advance, the application form will takes approximately 10 minutes to complete.
  • All correspondences will be sent to the main applicant’s email and mailing address
  • Only monthly rest package is available for this application
  • All applicant (s) and guarantor (s) with Singapore-registered mobile numbers will receive SMS and e-mail notifications relating to the application

Apply Now

By clicking on the “Retrieve Myinfo with Singpass” button below, I confirm that I have read, understood and agree to these Terms & Conditions.



Myinfo is a data platform that pulls your personal data from participating Government agencies to fill out e-forms.

Singpass holders can use Myinfo to retrieve personal information from participating Government agencies. Myinfo is temporarily unavailable from 2 am to 8.30 am every Wednesday and Sunday. Find out more.


Fees & Charges

  • Processing Fee: 2.00% of loan amount, payable upon acceptance of Letter of Offer.
  • Cancellation Fee: 1.00% of undrawn or cancelled amount after acceptance of Letter of Offer.
  • Prepayment / Full Redemption Fee: 1.00% of amount prepaid or redeemed during the loan tenure. A minimum notice period of 1 month or payment of interest in lieu is required.
  • For Prepayment only: Each prepayment shall be made in multiples of S$1,000, with the prepaid amount not more than 50% on the original approved loan amount and the outstanding loan does not fall below S$5,000 after the prepayment.
  • Cashier’s Order: Prevailing fees and charges as listed in the Pricing Guide are applicable in the event reissuance of CO due to loss/damage/expired.
  • Late Charge: 3.00% above prescribed rate (min S$30)