Make that picture-perfect home a reality, apply easily with Singpass.

Eligibility

  • Singaporean citizen or Singapore Permanent Resident.
  • Applicant(s) must be at least 21 years old.
  • For foreigners, please download and complete the Mortgage Loan Application Form.

Documents

Please prepare these documents for your property loan application.

Income (applicable to all types of property loan application)

  • Latest 3 months computerised payslips (for salaried employees only) of all applicants.

Singapore Residential or Commercial & Industrial Property

For property purchase

  • Option to Purchase / Sales & Purchase Agreement / Contract of Sale
  • HDB valuation report (for HDB resale only)

For refinancing from other financial institutions

  • Latest loan statement from existing financier
  • Latest CPF Public / Private Property Withdrawal Statement of all applicants.
  • IRAS My Property Portfolio page (if owner-occupied) of all applicants.

For obtaining a new equity term loan

  • Latest CPF Public / Private Property Withdrawal Statement of all applicants.
  • IRAS My Property Portfolio page (if owner-occupied) of all applicants.
  • Copy of Title Deed (for properties that are fully owned)

Overseas Property (United Kingdom & Australia)

  • Contract of Sale (for property purchase)
  • For refinancing only – Latest loan statement (12 months) from existing financier
  • For Australia properties only – Approval from the Foreign Investment Review Board

Additional Notes

  • Please update your personal particulars on the Singpass platform before proceeding with your application.
  • This application allows for 1 main applicant and up to 4 joint borrower(s).
  • All borrower(s) are required to complete the application within 5 calendar days from the date the application was first saved by the main applicant, otherwise a new application will be required.
  • Please save your application by clicking on the “Save” button located at the bottom of each page.
  • It is recommended to use Google Chrome browser for the application.
  • With Singpass and documents prepared in advance, the application form will take approximately 10 minutes to complete.

Apply Now

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Myinfo is a data platform that pulls your personal data from participating Government agencies to fill out e-forms.

Singpass holders can use Myinfo to retrieve personal information from participating Government agencies. Myinfo is temporarily unavailable from 2 am to 8.30 am every Wednesday and Sunday. Find out more.