- Singaporean citizen or Singapore Permanent Resident.
- Applicant(s) must be at least 21 years old.
- For foreigners, please download and complete the Mortgage Loan Application Form.
Make that picture-perfect home a reality, apply easily with Singpass.
Documents
Please prepare these documents for your property loan application.
Income (applicable to all types of property loan application)
- Latest 3 months computerised payslips (for salaried employees only) of all applicants.
Singapore Residential or Commercial & Industrial Property
For property purchase
- Option to Purchase / Sales & Purchase Agreement / Contract of Sale
- HDB valuation report (for HDB resale only)
For refinancing from other financial institutions
- Latest loan statement from existing financier
- Latest CPF Public / Private Property Withdrawal Statement of all applicants.
- IRAS My Property Portfolio page (if owner-occupied) of all applicants.
For obtaining a new equity term loan
- Latest CPF Public / Private Property Withdrawal Statement of all applicants.
- IRAS My Property Portfolio page (if owner-occupied) of all applicants.
- Copy of Title Deed (for properties that are fully owned)
Overseas Property (United Kingdom & Australia)
- Contract of Sale (for property purchase)
- For refinancing only – Latest loan statement (12 months) from existing financier
- For Australia properties only – Approval from the Foreign Investment Review Board
Additional Notes
- Please update your personal particulars on the Singpass platform before proceeding with your application.
- This application allows for 1 main applicant and up to 4 joint borrower(s).
- All borrower(s) are required to complete the application within 5 calendar days from the date the application was first saved by the main applicant, otherwise a new application will be required.
- Please save your application by clicking on the “Save” button located at the bottom of each page.
- It is recommended to use Google Chrome browser for the application.
- With Singpass and documents prepared in advance, the application form will take approximately 10 minutes to complete.
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