Credit Card

Maybank Horizon Visa Signature Card

Fly faster to your dream destinations with up to 3.2 Air Miles on dining, transportation and more, with one of the best air miles and dining credit cards.

  • Annual Fee

    Principal Card: 3 years fee waiver; subsequent annual fee S$180


    Supplementary Card: Free

  • Annual Income Requirement



Credit card free gift

Get Samsonite Harts 68/25 Spinner worth S$550 with Maybank Credit Cards and CreditAble

Simply apply for a new Maybank Credit Card and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$300 for each of the first two consecutive months upon approval.

Foreigners are eligible for this promotion. Apply for a new Maybank Credit Card and charge a minimum of S$350 for each of the first two consecutive months upon approval to be qualified.

Hurry! Apply now as this promotion is limited to the first 4,500 approved applicants and exclusive to first-time applicants. Subsequent approved applicants will receive S$100 Cash Credit.

Terms and Conditions apply.


8X TREATS Points

Earn up to 3.2 air miles* (8X TREATS Points) with every dollar spent when you charge to your Horizon Visa Signature Card:

  • For any restaurant dining in Singapore.
    Every meal at a restaurant now earns you the highest air miles earn-rate whenever you charge to your Card.
  • At all petrol stations in Singapore, on top of prevailing station discounts.
  • For public transport charges to your Card, including Grab and taxi rides with our selected taxi service providers.
  • For hotel bookings at


5X TREATS Points

Earn up to 2 air miles* (5X TREATS Points) with every dollar spent on your vacation:

  • For air tickets across all airlines.
  • For travel packages with any travel agency.
  • For cruise packages
  • On foreign currency transactions for online purchases or overseas spending.


*3.2 and 2 air miles are applicable only if redemption on TREATS SG app

To earn 8X and 5X TREATS Points, simply spend a minimal S$300 in a calendar month on your Maybank Horizon Visa Signature Card.

How it works: ExpensesEarn RateTREATS Points

Consolidate your
expenses on the Card

Dining S$600 8X 4,800
Petrol/Taxi S$250 8X 2,000
Online Shopping in foreign currency S$100 5X 500
Other expenses S$800 1X 800
Treat your parents to
a well-deserved holiday
Travel Packages S$3,000 5X 15,000
Go on a free-and-easy trip S$800 8X 6,400
Air tickets S$1,000 5X 5,000
Foreign currency transactions S$600 5X 3,000



S$7,150   37,500


By consolidating all these expenses onto the Card, you will earn 15,000 Air Miles, redeemable for a round trip to Bali.
Above table is for illustration purposes only. 37,500 TREATS Points converted to 15,000 Air Miles. Conversion fee applies for each conversion request of TREATS Points to Air Miles.

Other Benefits

Complimentary Airport lounge Access

  • Enjoy access to selected VIP airport lounges, when S$1,000 is charged in a single retail transaction within 3 months prior to the travel date.
  • Principal cardmember's accompanying guest(s) enjoys 20% off walk-in rates for lounge access at participating Plaza Premium Lounge outlets.


Complimentary travel insurance coverage of up to S$1,000,000

  • Be insured up to S$1,000,000 when you travel. Receive complimentary travel insurance coverage when you charge your travel fares in full to the Card.


Maybank Save Up Programme

  • Enjoy up to 3% p.a. interest with Save Up Programme
  • Choose up to 3 products and enjoy a higher interest rate on the first S$50,000 in your SaveUp account.


Activate magnetic stripe for overseas use

To use your Maybank Credit Card for overseas retail transactions, you can enable your magnetic stripe using the following methods.

Download “Maybank2u SG” from
App Store or Google Play

Sign up using your Credit Card details, login, then navigate to your card details and select “Manage Overseas Card Usage”

Login to Maybank2u Online Banking then select “Settings”, “Cards” and “Manage Overseas Use of Magnetic Stripe”


What's more

  • Introducing the new Maybank Pay with Points feature where you can use your TREATS Points to offset all your local or foreign transactions that are charged to your Horizon Visa Signature Card via Maybank TREATS SG app.
  • With the flexibility of TREATS Points, redeem a host of privileges and credit card rewards such as shopping and dining vouchers, cash credits and more, other than KrisFlyer Miles or AsiaMiles. Enjoy a host of attractive privileges in Singapore, Malaysia, Indonesia and the Philippines.
  • Access to Maybank EzyPay and FlexiPay programmes for purchases via interest-free instalment payment plans, perfect for shops that do not accept Credit Cards.
  • Use of Maybank Visa Money Transfer to transfer funds from your Card to any Visa Card overseas, at attractive rates.
  • Withdraw cash from ATMs worldwide. Fees and charges apply.

Payment Wallets

Accepted almost everywhere in Singapore, Apple Pay is a safe, contactless, easy way to pay. Add your Maybank card today and use it at your favourite shops, restaurants, and more.

Find Out More

Mobile payment with Samsung Pay works at almost any retailer in Singapore, making shopping or dining easier and more convenient than ever before.

Find Out More

Fees & Charges

Principal Card: 3 years fee waiver; subsequent annual fee S$180

Subsequent annual fee is waived with a total yearly minimum spend of S$18,000 for Horizon Visa Signature Card

Total minimum spend: (i) includes spending on Principal and/or Supplementary Cards, but excludes Fund Transfer, late charges, interest charges and all other fees and charges imposed by Maybank; and (ii)  must be charged within the year before the annual fee is due on the Card


Supplementary Card: Free


Age: Be at least 21 years of age


Annual Income

Have a minimum annual income of

  • S$30,000 for Singapore Citizens or Singapore Permanent Residents
  • S$45,000 for Malaysia Citizens, in employment for at least 1 year
  • S$60,000 for Foreigner, in employment for at least 1 year


Required Documents

  • For Fully Salaried
    • A photocopy of your NRIC (front and back) AND
      • Latest 12 months’ CPF contribution history¹ OR
      • Latest computerised payslip OR
      • Latest Income Tax Notice of Assessment² AND Latest 12 months’ CPF contribution history OR Latest computerised payslip
  • For Self-Employed / Fully Commissioned
    • A photocopy of your NRIC (front and back) AND
    • Latest 2 years’ Income Tax Notice of Assessment²
  • For Commission/ Variable Income Earner
    • A photocopy of your NRIC (front and back) AND
      • Latest 12 months’ CPF contribution history¹ OR
      • Latest 3 months’ computerised payslip OR
      • Latest Income Tax Notice of Assessment² AND Latest 12 months’ CPF contribution history OR Latest 3 months’ computerised payslip
  • Foreigners Required Documents (In addition to income documents indicated above)
    • Valid Passport AND
    • Employment Pass (with at least 6 months’ validity) AND
    • Utilities bill or bank statements with residential address AND
    • Company letter stating proof of employment of at least 1 year


¹ You can print your latest 12 months CPF Contribution History Statement using your Singpass via If your monthly income exceeds S$6,000, submit your latest Income Tax Notice of Assessment or computerised payslip instead, for proper maximum credit limit calculations.

² Print your Income Tax Notice of Assessment at myTax Portal using your Singpass or IRAS PIN.


Please allow 14 business days for processing, and application is subject to approval. Note that incomplete forms or missing documents will delay processing. The Bank reserves the right to request for more documents. Should the income documents you submit reflect a lower earned income than what was previously declared, the bank reserves the right to adjust the current credit limit to reflect the prevailing earned income.

Important Notice

From 1 May 2021, the following types of transactions will not be eligible for earning and accumulation of minimum spend for Cash Rebate and TREATS Points Rewards Programmes for all Credit and Debit Cards.

TREATS Points and/or Cash Rebate awarding exclusion list  
  • MCC 6012 – Financial Institutions – Merchandise, Services, and Debt Repayment
  • MCC 6051 – Non-Financial Institutions (including Grab mobile wallet top-ups) – Foreign Currency, Non-Fiat Currency (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment
  • MCC 6540 - Non-Financial Institutions – Stored Value Card Purchase/Load

Maybank horizon visa signature best miles card

Maybank Horizon Platinum Visa Cardmembers enjoy a different suite of Card benefits and privileges.

Find Out More