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1 2.65% p.a. Profit and Maximum Potential Total Profit: 2.65% p.a. profit is payable only if this Islamic structured deposit (“the I-Structured Deposit” or “this product”) is held to the deferred payment date (also known as the “maturity date”) or (if applicable) the optional early payment date. Maximum potential total profit of 13.25% is payable if there is no early payment of the I-Structured Deposit by the Bank.
2 Bonus: The Bank may, at its sole discretion, pay an additional bonus amount of 1.00% at the end of Year 1 if USD/SGD spot exchange rate is within the range of 1.3350 to 1.3550 (both inclusive) on 25 March 2026, 2pm Singapore time.
3 Credit Risk: The Customer is taking on the credit risk of the Bank with respect to all payments due under the I-Structured Deposit.
4 Please note that the Bank will pay the full purchase amount to the Customer only if the I-Structured Deposit is held to the deferred payment date, or (if applicable) the optional early payment date. In the event where the Bank becomes insolvent or the Customer requests for an early payment prior to the deferred payment date, the Customer may not receive any profit and may lose some or all of his original purchase amount.
Risk Disclosure: This is published for general information only and does not have any regard to the specific investment objective, financial situation and the particular needs of any specific person who may read this document. Any opinion, view or estimate is subject to change without notice and is made on a general basis. The Customer should take note that the purchase amount is guaranteed by the Bank when held to the deferred payment date or (if applicable) the optional early payment date. If the Customer requests for an early payment of the I-Structured Deposit prior to the deferred payment date, the Bank shall be entitled to deduct any costs, charges and/or expenses incurred in connection with such early payment. The Customer may lose part or all of his original purchase amount due to early payment upon the Customer’s request. Unlike traditional deposits, I-Structured Deposits have an investment element and returns may vary. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. Please note that I-Structured Deposits are not insured deposits for the purposes of the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011. The Bank shall not be liable or responsible for any losses or damages that may be incurred or suffered directly or indirectly by any person or party acting or relying on any information provided herein. Past performance is not an indicator or a guarantee of future performance.
Additional Terms and Conditions apply. Such additional Terms and Conditions, as well as other important information can be found in the product term sheet, the Terms and Conditions Governing Islamic Structured Deposits and/or the Bank's other Terms and Conditions which govern the products and services made available to you, copies of which can be obtained from the Bank’s Wealth Managers or are accessible on the Bank’s website.