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Life can be in full swing when you have fast and easy access to extra cash

Maybank CreditAble

Benefits at a Glance

  • Up to 4X your monthly income

    Get credit line of up to 4 times your monthly income..

  • Easy access to your Maybank CreditAble Account

    Get your Maybank Platinum Debit Card for CreditAble here and enjoy rewards such as accelerated TREATS points that come with the Card!

    The full list of benefits of the Maybank Platinum Debit Card for CreditAble may be found here.

    You may also refer to common FAQs on the debit card here.

  • Ways to access your Maybank CreditAble Account

    PayNow/FAST/ Internet Banking Transfers via M2U SG Online or Mobile App

    ATM withdrawal

    Retail Function

Get up to 2% cashback with Maybank CreditAble Term Loan

Limited-Time Offer!

Earn up to S$2,000 cashback¹, when you apply for Maybank CreditAble Term Loan with a minimum approved loan amount of S$10,000², repayable over 36, 48 or 60 monthly instalments. Valid till 15 August 2026.

Terms and Conditions apply.

 

For existing CreditAble customer

Apply Now

Not a CreditAble customer?

Apply Now

Here's how to earn your cashback

 

Approved Loan Amount²

Repayment period

Cashback¹ on approved loan amount

S$10,000 to S$29,900

36, 48 or 60 months

0.5%

S$30,000 to S$49,900

36, 48 or 60 months

1.0%

S$50,000 and above

36, 48 or 60 months

2.0%

 

¹ Limited to first 300 Successful Customers.
² Loan amount capped at 90% of your Maybank CreditAble available credit limit for CreditAble Term Loan at the time of processing.

Sign-up Promotion

Exclusive Sign up Gifts

ONLY APPLICABLE FOR NEW TO BANK CARD APPLICANTS

Receive a trendy flat top opening and expandable Samsonite FLUIO Spinner 68/25 EXP (worth S$530) when you apply for a new Maybank Credit Card (not applicable for Maybank XL Credit Cards) and charge a minimum of S$1,300 within the first two months of card approval.

Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.

 

Get ready your Singpass account and retrieve data via Myinfo to complete your application instantly:

  • Singaporeans
  • Singapore Permanent Residents

 


Please fill in the form and upload the required documents:

  • Foreigners applying for Credit Card(s) or
  • Students applying for an eVibes Card

 

 

Singpass is a data platform that pulls your personal data from participating Government agencies to fill out e-forms.

Singpass holders can use Singpass to retrieve personal information from participating Government agencies. Singpass is temporarily unavailable from 2 am to 8.30 am every Wednesday and Sunday. Find out more.

Your newly approved Credit Card account(s) will come with Online Banking and eStatements+. To view your eStatement, please sign-up via Maybank Online Banking (maybank2u.com.sg) and perform a first time login.

+Auto enrolment for eStatement is not applicable for Maybank CreditAble.

Terms and Conditions apply.

Other Benefits

  • Complimentary Cheque Book (From 1st Nov 2023, the first chequebook issued is free of charge and every subsequent chequebook is subject to charge)
  • 2-year annual fee waiver
  • Flexible repayments from just 3% of your outstanding balance or S$30, whichever is higher
  • Pay interest only on the amount you use
  • 24-hour account access via Online Banking
  • Attractive promotional interest rates on CreditAble Term Loan or CreditAble Funds Transfer

Here's how you can enjoy up to 18% cash savings on your bill payments

 
Other Credit Cards
Other Credit Lines
Maybank CreditAble
 
Outstanding Amount
Interest payable
at 27.9% p.a.
for a year
Interest payable
at 22.95% p.a.
for a year
Interest payable
at 22.9% p.a.*
for a year
Cash savings of up to 18%
S$10,000
S$2,790
S$2,295
S$2,290
S$500

More Ways To Use

Fixed repayment with CreditAble Term Loan

  • Low interest rate from 1.79% p.a. (E.I.R. from 3.29% p.a.)
  • Tenures between 12 to 60 months

Find Out More

 

Flexible repayment with CreditAble Funds Transfer

  • 0% interest rate
  • Pay from as little as S$10 or 3% of Total Payment Due, whichever is higher

Find Out More

Interest rate

22.9% p.a.

Annual Fee

S$80 (First 2 years free)

Eligibility

  • Age: 21 to 65
  • Singapore Citizens or Singapore Permanent Residents
  • Annual income: S$30,000
  • Apply for your Maybank Platinum Debit Card for CreditAble here.

Useful Information

CreditAble fees and charges here.

For Payment Options click here.

*Prevailing interest rate of 22.9% p.a.. Maybank may at its discretion, determine the interest rate of up to 24.8% p.a., upon approval of the Facility.