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Enterprise Financing Scheme

Trade Loans

Financing up to S$10 Million per Borrower

Benefits


The Trade Loan covers enterprises’ domestic and overseas transactions.

How to Apply


  • Be a business entity that is registered and physically present in Singapore, and
  • At least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership, and
  • Maximum Borrower Group revenue cap of S$500 million for all enterprises
  • Maximum Loan Quantum is up to S$10 Million per Borrower (From 1 April 2020 to 31 March 2025)
  • As announced in Budget 2025, enhancement to maximum loan quantum for EFS-Trade at S$10 Million will be made permanent from 1 April 2025.

Note: Overall loan exposure limit of S$50 million per borrower group across all areas.

Other Information