Invest Prime Purpose

Strengthen your investment journey

Build steadily towards your long-term goals.

• Start with greater momentum. Receive a start-up allocation of up to 55%¹ in your first year, so more of your premiums/contributions be invested from the beginning.
• Be rewarded for your commitment. Enjoy an additional 3% special bonus on regular premiums/contributions from as early as your 6th policy/certificate year² as a reward for staying the course.
• Enjoy ongoing recognition. Receive a loyalty bonus³ of 0.1% p.a. of your account value at the end of your premium/contribution payment term because every step towards your goals deserves recognition.

Flexibility that fits your life

Because life evolves, your plan should too.

• Choose a structure that suits you. Decide between premium/contribution terms of 10 Years – Flexi 3, 10 Years – Flexi 5 or 20 Years, based on your goals and timeline.
• Pause when life happens. Take a break from premium/contribution payments without incurring charges with our premium-free/contribution-free period benefit⁴, keeping your investment growing while you focus on what matters most.
• Access funds when needed. Enjoy up to 2 free partial withdrawals⁵ from your 4th policy/certificate year, allowing you to access your investment while keeping your plan active.
• Build at your own pace. Increase your investment value with the option to top-up your premiums/contributions. So, your wealth keeps up with your ambitions.

Support when it matters most

Ensure your plans stay on track through life’s uncertainties.

• Safeguard what matters most. Be covered against death and terminal illness at the higher of 101% of total premiums/contributions paid⁶ or regular premium/contribution account value.
• Stay protected through life’s challenges. With Extra secure waiver II – t, your policy/certificate continues even without premiums/contributions payments if the life insured is diagnosed with any of the 37 covered severe-stage critical illnesses.

Create a legacy that reflects your values.

Gift or Wakaf⁷ your living and/or death benefits to loved ones or meaningful causes through beneficiary nomination, allowing you to leave a lasting legacy aligned with your values.

Make your investment matter

For all regular premium/contribution Family Takaful plans launched from 1 August 2025, Etiqa donates 0.1% of first-year premiums/contributions to Community Chest, at no additional cost to policyholders/participants.

Please note that Invest Prime Purpose is a Takaful product.

• Certified Shariah-compliant by Financial Shariah Advisory and Consultancy (FSAC) of Pergas Singapore.
• End-to-end Shariah-compliant investing.
• With Takaful protection based on mutual assistance amongst policyholders/participants.
• Contract based on Takaful principles.
• Suitable for Islamic wealth preservation and distribution solutions.

¹For policy/certificate with 20 years premium/contribution term. Start-up bonus varies by premium/contribution term, please refer to the policy contract/certificate for more details.

²For policy/certificate with 10 years - Flexi 5 and 20 years premium/contribution term. Special bonus period starts from 6th policy/certificate year and 16th policy/certificate year respectively.

³Application to policy/certificate with 20 years premium/contribution term only.

⁴Please note that utilising the premium-free/contribution-free period may result in lower projected account values and potentially deviate from your financial goals. You are encouraged to pay the full regular premium/contribution term and only utilise the premium-period/contribution-period during times of financial emergency.

⁵Please refer to the policy contract/certificate for details.

⁶Upon the death of the life insured while the policy/certificate is in force, the death benefit payable is the sum of:

• 101% of (total regular premium/contribution paid less all partial withdrawals made from the regular premium/contribution account) or the regular premium/contribution account value, whichever is higher; and
• Top-up account value;

less any amounts owing to us.

⁷Wakaf is an ongoing charity, a voluntary charitable endowment from one’s personal belongings or wealth in the form of cash/property for pious and religious causes.

Policy/certificate fees and charges apply. Please refer to the policy contract/certificate for full details of the terms and conditions.

The scenario above is for illustration purposes only. Figures shown above are rounded to the nearest dollar.

The illustrated dividend payout is 6.73% p.a. under an illustrated investment return of 8%, and 2.73% under an illustrated investment return of 4%.

The above illustrated values are based on illustrated investment rate of return of 8% per annum. Illustrated values based on illustrated rate of return of 4% per annum are cited in the footnote below. The two rates, 8% per annum and 4% per annum, are used purely for illustrative purposes only, are non-guaranteed and do not represent the upper and lower limits on the investment performance of the selected funds. The actual benefits payable will vary according to the future performance of the selected funds. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your selected funds.

The above illustration excludes any additional bonuses offered with campaigns or promotions.

⁸Dividend means payment of distribution under certain funds. Etiqa has the sole discretion to determine the distribution payable for the units in that fund; the rate and frequency of such payment of distribution; and/or the method of distribution. Please refer to policy contract/certificate for more information. 

⁹Please see the figures below for illustrated values based on the illustrated rate of return of 4% per annum.

• Age 65: Illustrated account value before payout option change is S$113,746. Annual dividend ranges between S$2,701 to S$3,059 from Age 65 to Age 88 (24 years).
• Age 89: Death benefit is S$99,922. Total dividend paid is S$69,121. The total death benefit and dividends are S$169,043 (1.9x of premiums/contributions paid).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 20 April 2026.

Etiqa Insurance is a member of Maybank Group, and is an underwriter for both Life & General Insurance policies. The benefits of any life insurance products shown in the above information are subjected to individual policy terms and conditions. Please refer to Important Notes for details.