Maybank Goal-Based Investment

Learning Hub

Maybank Goal-Based Investment

Learning Hub

Invest now

Start your investment journey from as low as S$200

Introducing Maybank Goal-Based Investment

Got a big goal in mind? Our financial simulator can help you visualize your financial future. Let's create a personalised investment plan to get you there.

Invest for what matters most to you & your family

Focus your investments on key life goals—a comfortable retirement, supporting your child’s education, enhancing your wealth, and generating passive income.

How Does Investment Help You Achieve Your Life Goals?

Check out the video or read more to see how we help you define and reach your goal.

Choose your goal

We'll show you how much you need to
invest monthly to reach it.

My goal is to save up to

I want to use the fund in

years

Start investing with

S$0/month

How much do you need for your child's tertiary education?

Singapore

S$249,760

Australia

S$309,652

United Kingdom

S$273,103

New Zealand

S$247,698

Ireland

S$278,787

USA

S$366,936

I want to use the fund in

years

Start investing with

S$0/month

How much will you need per month after you retire?

Your current age

*Assuming retirement age is set at 63 years old.

years old

The total retirement savings you need is

S$0

Start investing with

S$0/month

I'm interested in an annual income payout of

Select your goal risk level

Risk Level

1

5

Estimated income payout (p.a.) rate

You can invest an upfront amount of S$0

  1. Assumed inflation rate is at 1.22%.

  2. Assumed savings interest rate is 0.05% and savings growth rate is 0.5%.

  3. Assumed other investment return rate is 2.5% and other investment growth rate is 0.5%.

  4. This calculation is a user-friendly and simplified simulation to assist you in getting started, but it is not precise for benchmarks.

  5. For a more accurate simulation, log into your Maybank account to access Maybank Goal-Based Investment.

Take a look at our
available funds

Once you have your investment plan ready, you can select
your preferred portfolio curated by our wealth experts
based on your risk profile.

View available funds based on
different risk levels:

Low-risk

High-risk

Risk Level 1

Capital preservation is of primary importance to me. I am willing to accept investments with very low returns, in order to have minimal potential price fluctuation and potential losses in my investments.

Risk Level 2

I prefer my investment return to be derived mainly from regular income along with some appreciation in asset value. I am willing to accept investments with low returns, in order to have low potential price fluctuation and potential losses in my investments.

FOCUSED Funds

Fixed Income

Lionglobal SGD Enhanced Liquidity Fund (SGD)

Lionglobal Short Duration Bond Fund (SGD) QDIST

Risk Level 3

My investment goal is to achieve moderate levels of appreciation on my investments, and I prefer my returns to be derived from both regular income and appreciation in asset value. I am willing to accept investments with medium potential price fluctuation and potential losses.

FOCUSED Funds

Multi Asset

FTIF - Franklin Income Fund A (MDIS) (SGD-H1)

Fullerton Total Return Multi-Asset Income CLASS B (SGD)

JPMorgan Funds - Asia Pacific Income Fund (SGD-H) MDIS

JPMorgan Inv Funds - Global Income A (SGD-H) MDIS

Fixed Income

Allianz US Short Duration High Income Bond AM (H2-SGD) (DIS)

Fidelity Funds - Asian Bond Fund A-Mincome (G) SGD-H

First Sentier Asian Quality Bond Fund A (SGD-H) QDIST

Pimco GIS Income Fund E (SGD-H) (MDIST)

Equity

UBS European Growth and Income (SGD-H) (MDIST)

UBS European Growth and Income (SGD-H) (ACC)

Risk Level 4

My investment goal is to achieve higher capital growth. I am prepared to accept investments with high potential price fluctuation and potential losses.

FOCUSED Funds

Multi Asset

Allianz Income and Growth - CLASS AM DIS (H2-SGD)

BGF - Dynamic High Income Fund A6 SGD Hedged DIS

Pinebridge Investments - Acorns of Asia Balanced Fund (SGD)

Equity

Allianz Global Sustainability AM (H2-SGD) MDIS

BGF - Global Equity Income Fund A6 (SGD-H)

BGF - World Healthscience Fund A2 (SGD-H)

Eastspring Investments - Japan Dynamic Fund CLASS AS (SGD-H)

Fidelity Funds - Sustainable Asia Equity Fund A MDIS (SGD-H)

FSSA Dividend Advantage Fund A (SGD) QDIST

Schroder Asian Equity Yield Fund CLASS A (SGD)

Risk Level 5

My investment goal is to achieve the maximum possible return. I am prepared to accept investments with very high price fluctuation and potential losses, including the possibility of losing more than my original investment amount.

FOCUSED Funds

Equity

Allianz Europe Equity Growth Select Fund (SGD-H) ACC

Allianz Global Artificial Intelligence at ACC (H2-SGD)

BGF - World Technology Fund A2 (SGD-H) ACC

FTIF - Fanklin U.S. Opportunities Fund A (ACC) (SGD)

Janus Henderson Horizon Global Technology Leaders Fund A2 SGD

The contents above do not constitute a recommendation to invest in any unit trust products. Click here for the full funds disclaimer.

Why invest with us?

Trust us to set your money
in motion.

If you're new to
Maybank

Open a savings account today and start investing!

Apply Online
Invest in Singapore's
popular funds
Start investing from as
low as S$200
Access an overview of
your wealth in one
dashboard
Simulate investment
plans online

If you're new to
Maybank

Open an account today and start investing!

Apply Online
Funds managed by
professional wealth experts
Start investing from as low as RM200
Shariah-compliant funds available
Invest online—no branch visits required

Get started with
Maybank Goal-Based Investment

It only takes a few steps to begin your investment journey.
Not a Maybank customer yet? Apply for an account online here.

Via App

Via Web Browser

Log in

Log in to the Maybank2u SG (Lite) app >
Head to 'Quick Actions' >
Tap on 'Goal-Based Inv' icon

Also accessible under 'More' on the navigation bar

Choose your goal

Select a goal that is most relevant to you.



Customise your plan

Use our financial simulator to calculate how much you need to start investing and find your best suited funds.


1

Log in

Log in to the Maybank2u SG (Lite) app > Head to 'Quick Actions' > Tap on 'Goal-Based Inv' icon

Also accessible under 'More' on the navigation bar

2

Choose your goal

Select a goal that is most relevant to you.

3

Customise your plan

Use our financial simulator to calculate how much you need to start investing and find your best suited funds.

View the full steps here:

Download the Maybank2u SG (Lite) app now

Log in

Log in to the Maybank2u Online Banking >
Select 'Wealth' > Click 'Create a goal'

Choose your goal

Select a goal that is most relevant to you.


Customise your plan

Use our financial simulator to calculate how much you need to start investing and find your best suited funds.

1

Log in

Log in to the Maybank2u Online Banking > Select 'Wealth' > Click 'Create a goal'

2

Choose your goal

Select a goal that is most relevant to you.

3

Customise your plan

Use our financial simulator to calculate how much you need to start investing and find your best suited funds.

View the full steps here:

Got a question?

View all FAQs

Check out our FAQ below for more information on Maybank Goal-Based Investment.

1
Can I create multiple goals of the same category?

Yes, you can. For Education, Income & Grow Your Wealth, you can create a maximum of 3 goals in each category.

2
What are the sales charge/fees in using GBI?

There will be a 1% sales charge from the purchase of unit trust funds via GBI. We may adjust sales charge/fees without prior notice when we deemed it necessary.

3
How many funds can I select in the fund selection page?

You can select up to 5 funds. However, if you wish to invest in more than 5 funds, you can always do so by adding funds in the goal monitoring dashboard.

View all FAQs

Learn more about investing

What is Unit Trust

and is it the right investment
for me?

What Is An Investment

Risk Profile and How Does It Work?

Are You Ready for Retirement?

Yes, I'm ready to invest.

Get Started

*Disclaimer:

  1. The Goal-Based Investment is designed to be an educational tool for your general information and to illustrate the estimated amount required for your goal based on information provided by you, and does not consider specific investment objectives, financial situation and particular needs. The illustration shall not be regarded as recommendation or advice by the Bank. The amount calculated is based on assumptions, which are subject to change at any time without notice. Actual costs / figures / rate may vary depending on economic conditions. You should not rely on this calculator to make any decision and we accept no responsibility for any loss or damage arising from any reliance thereon. Speak to a representative if you need professional advice.

  2. The information contained herein is provided for general information only and subject to change without notice. Any views or opinions of third parties expressed in this material are solely those of the third parties and not of Maybank's.

  3. Investors should note that returns from such Products, if any, may fluctuate and that each Product's price or value may rise or fall. Accordingly, investors may receive back less than what they have originally invested or they may also not receive back anything at all from what they have originally invested. All investments involve an element of risk, including capital and principal loss. Past performance is not necessarily a guide to or an indication of future performance.

For more information:

Frequently Asked Questions

Terms & Conditions (Maybank Goal-Based Investment)

Terms & Conditions (Online Unit Trust Investments)