- Attractive interest rates of up to 0.038% p.a. with no minimum balance requirement
- S$0.50 per cheque (upon presentation) with option to receive notification for cheque clearance
- Round-the-clock service with Business Internet Banking
- Instant fund transfer via FAST at only S$0.50 per transaction
SME Deposits
FlexiBiz Account
With attractive interest rates, no monthly fees and no minimum balance required, the Maybank FlexiBiz is the ideal current account for start-ups and young businesses.
Interest Rates
| Account Balance | Interest Rate |
|---|---|
|
First S$50,000 |
0.018% p.a. |
|
Next S$450,000 |
0.028% p.a. |
|
Remaining balance above S$500,000 |
0.038% p.a. |
Rebate Benefits
The More You Transact, The More You Save
From Fund Transfers to GIRO Payments and more, turn your essential transactions into exceptional savings, every month. Refer to the table to see how.
Tier 1: Required Average Daily Balance (ADB) of S$30,000 to S$99,999
| Eligible Transactions | Rebate Amount |
|---|---|
| Instant Fund Transfer via FAST | 100% rebate of charges capped at 30 transactions per month |
| GIRO Payments | 100% rebate of charges capped at 30 transaction per month |
| Automated Salary Payment1 | 100% rebate of charges |
| Fund Transfer to Malaysia Maybank Account via RegionLink | 25% rebate of charges2 |
| International Telegraphic Transfer | 25% rebate of charges2 |
Tier 2: Required Average Daily Balance (ADB) of S$100,000 and above
| Eligible Transactions | Rebate Amount |
|---|---|
| Instant Fund Transfer via FAST | 100% rebate of charges capped at 120 transactions per month |
| GIRO Payments | 100% rebate of charges capped at 120 transactions per month |
| Automated Salary Payment1 | 100% rebate of charges |
| Fund Transfer to Malaysia Maybank Account via RegionLink | 50% rebate of charges2 |
| International Telegraphic Transfer | 50% rebate of charges2 |
1 Automated Salary Payment refers to Maybank's APS+ payment by Preset Template/File Upload
2"Contract rates" or "Counter rates" for foreign exchange transactions for Regional Link and International Transfer initiated on Business Internet Banking are not applicable for the Promotion.
Requirements
Eligibility
Who can apply for the Start-up account?
- Sole proprietors
- Partnerships
- Limited Liability Partnerships (LLP)
- Incorporated Companies
- Charities
- Societies
- Associations
Documents Requirement
- Click here to view the required documents for account opening
Initial Deposit
- S$1,000
Account opening is subject to the Bank's approval.
Fees and Charges
| Description | Fees and Charges |
|---|---|
|
Fall-below fee (per month) |
Nil |
|
Early Account Closure |
S$50 early account closure fee (if the account is closed within 6 months of opening) |
|
Chequebook |
Total cheque charges for the day will be debited on the same day from your account. If the average daily balance is maintained at S$30,000 and above, any total cheque charges debited earlier will be credited back to your account at the end of the month. |
|
Others |
Click here to view other applicable Bank charges for the Current Account |
Other Information
Useful Links
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.