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FLEXIBLE FINANCING,
STRUCTURED FOR YOUR BUSINESS

Grow your business efficiently with Maybank SME e-Financing.
Simply apply online 24/7 with Singpass, anytime and anywhere.

Types of Business Financing


Online Business Financing

  • Business Term Loan or Business Term Financing-i
  • Financing up to S$150,000
  • Repayment period up to 5 years
  • No collateral, no financial or bank statement required
  • Receive application status in 10 minutes¹
  • Receive funds in minutes²

¹Applicable to existing customers with complete records. New to Maybank? We will update you on the status within 2 business days.

²Applicable to existing Maybank sole proprietorship business account holders for disbursement of up to S$150,000 (under Business Term Loan).

 

Personalised Business Financing

  • Working Capital, Property (acquisition/refinancing), Trade, Government Assistance Schemes
  • Financing up to S$10 million
  • Repayment period up to 30 years/revolving
  • End-to-end consultation from our dedicated sales personnel³

 

Approval In-Principle Property Financing

  • Property Financing (acquisition only) for purpose of business operations4
  • Financing up to S$10 million
  • Repayment period up to 30 years
  • Singapore commercial and industrial properties only
  • Obtain Approval In-Principle for your property financing within minutes5
  • End-to-end consultation from our dedicated sales personnel³

³We will get in touch with you within 2 business days.
4Not applicable for refinancing of property.
5
Applicable to new and existing Maybank customers, excluding sole proprietorship and investment holding company.

 

Ready to submit your financing application online?

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Have an ongoing application? Click below to resume, check your application status or view your offer.

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How does it work



Step 1:
Online application

Step 2:
Wait for approval

Step 3:
Review offer & LO acceptance

Step 4:
Disbursement

Eligibility


  • The Business must be registered with ACRA and have access to Myinfo Business.6
  • Entity status must be “Live” (based on latest ACRA records).
  • Singapore-owned registered company.
  • Open to both Maybank and non-Maybank customers who are Sole Proprietors, Partnerships or Private Limited companies.

 

Online Business Financing:

  • Up to 5 Singaporeans/Singapore PRs Partners, Business Owners, Directors, Shareholders.
  • Minimum S$100,000 but less than or equal to S$20 million annual sales turnover.
  • Less than or equal to S$2 million outstanding loan/financing with Maybank.
  • Minimum 1 year of incorporation and key man experience.

 

  Personalised Business Financing:

  • Minimum S$300,000 for working capital loans (except property loan) but less than or equal to S$100 million annual sales turnover.
  • Minimum S$700,000 for applications with standalone trade loan but less than or equal to S$100 million annual sales turnover.
  • Less than or equal to S$10 million outstanding loan/financing with Maybank.
  • Minimum 1 year of incorporation (except property loan).

 

  Approval In-Principle Property Financing:

  • Minimum 1 year of incorporation.
  • Maintain a bank balance of at least 6 months in either Maybank or another bank.
  • Less than or equal to S$10 million outstanding loan/financing with Maybank.
  • Excludes Sole Proprietorship and Investment Holding Company.

6If you have not signed up for Myinfo, you may do so via Singpass. Learn more at Singpass website.

Requirements for the application process


Online Business Financing

  • All business owners/partners/directors/shareholders are required to log in to submit the financing application.

 

Personalised Business Financing / Approval In-Principle Property Financing

  • Corppass Holder and 1 business owner / partner/ director required to log in to submit the financing application (where applicable).

Benefits of Islamic Financing


A Shariah compliant financing based on the principle of Commodity Murabahah (cost plus profit).

  • Save more on your financing - Profit is charged based on the outstanding principal amount and not compounded.
  • Protection of Ceiling Rate and Bank Sale Price - Protect your financing exposure with the maximum claim by Maybank in the event of increasing bank financing rates.

Frequently Asked Questions (FAQs)


Click here for more information.

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Open Maybank Current Account online

Receive S$20* cash reward when you open a SGD corporate current account online.

Additional S$20* cash reward if you open Foreign Currency Current Account in the same application.

 

Open Account

*Minimum deposit S$1,000 / US$1,000 or its equivalent per account is required.

 

Terms and Conditions

*For Foreign Currency Current Account