SME Sustainability-Linked Loans

Maybank SME Sustainability-Linked Loans are designed to support small and medium-sized enterprises (SMEs) in adopting environmentally and socially responsible practices. By integrating sustainability into their operations, SMEs can not only contribute positively to the environment but also gain a competitive edge in the evolving market landscape.

A Sustainability-Linked Loan is a type of financing where the loan terms—such as interest rates—are linked to the borrower’s achievement of pre-agreed sustainability performance targets (SPTs). These could include goals like reducing greenhouse gas emissions, increasing energy efficiency, or improving labor practices.

With Maybank’s SME Sustainability-Linked Loans, align your financing with pre-established environmental and/or social targets and access preferential interest rates to strengthen your brand and make a difference.

• Apply for the Loan
  Start by applying for a Sustainability-Linked Loan with Maybank, indicating your intent to align your business operations with ESG (Environmental, Social, and Governance) principles.
• Choose Your Sustainability Performance Targets (SPTs)
  Work with Maybank to choose your preferred SPT from a pre-established list that suits your industry and business model best. Our Relationship Managers are every-ready to assist you.
• Submit Your ESG Disclosure Report
  Our dedicated ESG partner, ESGpedia, will assist in preparing your ESG Disclosure Report, detailing your baseline sustainability metrics.
• Submit Your ESG Assurance Report
  Once performance is measured, Bureau Veritas, an independent assurance provider, will verify your sustainability achievements and prepare your ESG Assurance Report.
• Get Rewarded
  Once your baseline sustainability metrics are verified, we will disburse the loan to you with the preferential interest rate applied. It’s that simple!
  To continue your preferential pricing, you will need to improve your sustainability performance and ensure the annual SPTs set are met.

Commercial & Industrial Property Financing

Maybank SME SLL programme simplifies access to sustainability linked loans (SLLs) for SMEs, incentivising them to improve their sustainability performance.

• Tap into our network of partners to enhance your sustainability practices
• Save time and resources with a pre-defined list of Sustainability Performance Targets (SPTs) developed by Maybank
• Receive financial incentives for establishing and verifying your baseline sustainability metrics, and achieving annual SPTs

• Company with less than S$100 million turnover; and
• Incorporated and operating in Singapore; and
• Have at least 30% Local Shareholding

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