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SME Start Digital

SME Start Digital

Take the opportunity to improve operational efficiency with the help of solutions from the Start Digital programme.

SME Start Digital

Maybank is proud to be recognised as a major player in the Small to Medium Enterprise (SME) community and selected as one of six digital partners in the Start Digital Programme.

The Start Digital Programme, an initiative by Enterprise Singapore (ESG) and Infocomm Media Development Authority (IMDA), aims to assist SMEs in propelling their business forward through the adoption of digital tools and capabilities.

Why Digitalise?


Smart Nation Vision

  • Enable businesses to seize new opportunities and growth across the economy powered by digital technologies and innovations



Improve Productivity

  • Increase the efficiency of business processes and streamlining operations through automated business management tools and solutions



Stay Competitive

  • Leverage on captured data and analytics to make better and faster decisions to staying ahead of the curve



Protect Your Business

  • Keeping businesses and customers’ data secured against external threats with cyber security solutions


Pick one of these bundles


Bundle A
Accounting + HR/Payroll

Free 6 months subscription for Xero and 12 months for Justlogin


Submit Online

Terms and Conditions apply.


Bundle B
Accounting + Marketing

Free 18 months subscription for Financio and 12 months for Skale
*Sign up now to get a S$20 GrabFood voucher (promo extended till 31st January 2022)!


Submit Online

Terms and Conditions apply.

Bundle C
Accounting + Cybersecurity

Free 18 months subscription for Financio and 6 months for Singtel (Biz Protect 2)
*Sign up now to get a S$20 GrabFood voucher (promo extended till 31st January 2022)!


Submit Online

Terms and Conditions apply.


Bundle D
HR/Payroll + Marketing

Free 12 months subscription for Justlogin and 6 months for BizProtect 2


Submit Online

Terms and Conditions apply.



Financio is an IRAS compliant, cloud accounting software designed for today’s smart businesses. Financio automates and simplifies your accounting tasks, enabling you to stay focused on growing your business. With automations, real-time reports, and mobile apps, you can easily manage your business finance and tax matters. Staying compliant is a breeze!

  • Financio Essential Plan
    First 18 months free and pay only S$15/month thereafter with an 18-months contract. Users can choose to upgrade to Premier Plan at an additional $10/month. Refer here for details.
    Terms and Conditions apply.


Xero is an online accounting software that brings all the information small medium businesses need together in one simple and easy-to-navigate space.

  • Xero Starter Plan
    First 6 months free for Starter Plan, thereafter SGD 33 per month.
    Terms and Conditions apply.




HR Cloud with 20 years of experience. Fully automated payroll processing and leave tracking with a click of a button. Mobile-app enabled. Approved solution for Digital Resilience Bonus.

  • Base (Payroll + People)
    First 6 months free for 10 headcounts and pay only S$20/month for 10 headcounts thereafter with an 18-months contract. Additional headcount at S$3.50/month.
    Terms and Conditions apply.
  • Essentials (Payroll + People + Leave)
    First 6 months free for 5 headcounts and pay only S$20/month for 5 headcounts thereafter with an 18-months contract.
    Additional headcount at S$7/month.
    Terms and Conditions apply.



Digital Marketing

SKALE is an All-In-One Marketing Platform for both brick-and-mortar, eCommerce and omnichannel SMEs. Automatically create up Ads, Digital Coupons, Smart QR Posters, Email / SMS Marketing with a few simple steps.

  • Free 12 months, thereafter will begin at S$49/mth to S$249/mth      
    Terms and Conditions apply.




An enterprise-grade tool that ensures devices are protected against advanced cybersecurity threats such as malware anytime, anywhere.

How does It Work?

Step 1:
Determine your eligibilty based on the criteria below.

Step 2:
Pick a Bundle Solution you are interested in and click on the Submit Button.

Step 3:
Our service provider will send you an email confirmation.

Step 4:
You can start to use the solutions.

Eligibility Criteria

  • Your company is registered and incorporated in Singapore.
  • Minimum 30% local shareholding by Singapore Citizens or PR.
  • Have an annual sales turnover (at group level) of not more than $100 million or employment size not exceeding 200 employees.
  • First time applicant for the SME Digital package and is currently not using identical solutions.

Current Accounts

Maybank Business Current Account not only frees you from having to maintain a minimum account balance and offers an interest rate.

find out more

About the Programme

An initiative of

In support of


The programme is supported by ESG and IMDA, under the SMEs Start Digital Programme.#StartDigital

For enquiries, email us at
If you have any comments or feedback on the Start Digital Pack, you can message us via the Start Digital feedback form.

Other support available for SMEs
If you need more advanced digital solutions or other support, please visit for further information on SMEs Go Digital.


Success Stories

C.H. Lim of D'CAKE Pte Ltd wants more Singaporeans to savour his traditional confectionery. Watch how Maybank SME Banking created a receipe for his success.

Derrick Koh of Packaging Hub Pte Ltd has expansion plans for his business. Discover how Maybank SME Banking supported him with a package of solutions.

Small Business. Big Ambitions.

At Maybank SME Banking, we understand small businesses have big ambitions. That's why we offer solutions, such as BizMortgage Plus with up to 120% financing on business property. You can also get working capital solutions, expert advice and more with a single application.

Expert Advice

Whether you need assistance with working capital solutions, government grant applications or sound advice on cash management, we are always here to help.

Alternatively, talk to us at 1800-777 0022.