- Attractive returns for your savings needs. Enjoy guaranteed maturity yield of up to 1.65% p.a.¹ with potential total maturity yield of up to 3.95% p.a.¹.
- Flexibility for key milestones in life. Have the option to withdraw² your accumulated cash value from the policy anytime you need it.
- Policy continuity and ownership options. Option to add another person as the secondary life insured so that your policy will continue for your loved ones after you pass on.
- Lump sum benefit upon maturity. You or your appointed secondary life insured can expect a lump sum benefit payout on the policy anniversary immediately before you reach 125 years old.
- Capital guaranteed. Your capital is 100% guaranteed from as early as policy year 5 to 15, depending on your premium term.
- Protection over all walks of life. Receive a lump sum payout upon death or terminal illness during the policy term, and additional payout upon accidental death (until age 80).
- No health check necessary. Hassle-free with no health checks required for this guaranteed issuance basic plan.
- Flexibility with premium deferment. You can request a premium deferment² for up to 1 year after the end of the 4th policy year (not applicable for a 3-year premium term) if your policy has sufficient cash value.
¹Based on male, non-smoker aged 1, for a 3-year premium term payment option. The illustrated value is based on illustrated investment rate of return of 4.25% p.a. Based on illustrated investment rate of return of 3.00% p.a., the total maturity yield will be 2.75% p.a. The two rates, 4.25% per annum and 3.00% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund.
²Please refer to the policy contract for full details of the terms and conditions.