- Receive monthly income, consisting of a guaranteed and a non-guaranteed amount at the end of each policy month starting from as early as the 37th policy month1 until the policy matures.
- You set the timeframe and decide the premium payment term between 3, 5, 10, 15 or 20 years.
- Choose to receive the monthly income or reinvest it with Etiqa at a non-guaranteed interest rate. You may withdraw the monthly income deposits2 any time with no charges.
- Option to change the life insured2 at any time after the 2nd policy year.
- You can request for a premium deferment2,3 for up to one year after the 4th policy year if your policy has sufficient cash value.
- Receive a lump sum payout upon death or terminal illness during the policy term.
- No health checks are required for this guaranteed issuance basic plan.
1 Applicable to premium payment term of 3 years.
3 Subject to applicable terms and conditions. Please refer to policy contract for details.
3 Not applicable to premium payment term of 3 years.