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CreditAble (Personal Line of Credit)

CreditAble (Personal Line of Credit)

Annual Fee:


Default Interest Rate
(Effective 1 August 2017)

Default interest rate of 25.8% per annum will be applied the day after the due date if the minimum payment is not made for two consecutive statements. The interest rate will be reinstated to the prevailing interest rate the day after your next statement date once the outstanding minimum payments are made for two consecutive statements on or before the respective payment due dates.

Minimum Monthly Repayment:

3% of outstanding balance or S$30, whichever is higher
Late Payment Charge: S$80
Excess Interest Charge: 3% p.a. + Prescribed Interest Charge or 5% p.a. + Prime, whichever is higher, subject to a minimum of S$20

Minimum Interest on debit balance:



We will notify you of any changes by giving you 30 days' notice except where otherwise stated in the Terms and Conditions governing the Bank's relevant Products and Services.