- Multiple bonus units to boost your investment.
- Start-up bonus1 of up to 24% of annual premium in your first 2 years of investment.
- Power-up bonus1 of 1.91% p.a. of account value from policy year 11 onwards.
- Access to reputable funds managed by regional and global asset management companies.
- Flexibility to receive monthly income. Treat this as your retirement plan with the option to receive a monthly income¹ after the selected premium payment term.
- Free and unlimited fund switching. Flexibility to switch ILP sub-funds at any time without charges2.
- Be covered against death and total & permanent disability (up to age 65) at the higher of 105% of net premiums3 or account value less any outstanding amounts.
- Choose from premium term of 3 years, 5 years or 10 years.
- Hassle free application with no health checks required.
- Option to add on Accelerated Death and Total & Permanent Disability rider for additional coverage subject to underwriting.
1Subject to applicable terms and conditions. Please refer to the policy contract for more information.
2Etiqa reserves the right to revise the fund switch charges (if applicable) by giving thirty (30) days’ written notice.
3Net premium refers to total premium paid plus total top-up(s) less any partial withdrawal(s) and monthly income payout.