Invest flex prime II

Receive up to 20% additional bonus top-up on 1st year premium* for all eligible sign-ups.

*Please refer to the full T&Cs here.

Boost your investment journey.

Take your dedication to building wealth further.

• Get a head start. Begin strong with a start-up bonus of up to 55%¹ in your first year of investment, giving your investment an immediate lift.
• Keep your momentum. Enjoy a 3% special bonus of regular premium paid from as early as your sixth policy year².
• Stay committed. Receive a loyalty bonus of 0.1%³ p.a. on your account value once your premium term ends.

Flexibility that fits your life.

Because life changes, your plan moves with you.

• Choose your path. Decide between payment terms of 10 Years – Flexi 3, 10 Years – Flexi 5 and 20 Years, so your commitment aligns with your plans.
• Pause when life happens. Take a break from premium payments without incurring charges with our premium-free period benefit⁴.
• Stay in control. Access your funds while keeping your policy in force with 2 free partial withdrawals from your 4^th policy year in times of need.
• Build at your own pace. Increase your investment value with the option to top-up your premiums.

Protection that stands by you

Ensure your loved ones and goals stay protected no matter what comes your way.

• Safeguard what matters most. Be covered against death and terminal illness at the higher of 101% of total premiums paid⁵ or regular premium account value.
• Stay protected through life’s challenges. With Extra secure waiver II, your policy continues even without premiums payments if the life insured is diagnosed with any of the 37 covered severe-stage critical illnesses.

¹For policy with 20 Years premium term. Start-up bonus varies by premium term, please refer to the policy contract for more details.

²Applicable to policy with 10 Years – Flexi 5 only.

³Applicable to policy with 20 Years premium term only.

⁴Please refer to the policy contract for more details.

⁵Upon the death of the Life insured while the Policy is in force, the death benefit payable is the sum of:

• 101% of (total regular Premium paid less all partial withdrawals made from the Regular Premium Account) or the Regular Premium Account value, whichever is higher; and
• Top-up Account value,

less any amounts owing to us.

Linda, a 45-year-old female and a non-smoker is keen to start investing to begin her second-stage wealth accumulation. She is looking for an investment-linked plan that grows her wealth steadily while staying prepared for life’s uncertainties. She signs up for Invest flex prime II with a premium payment term of 10 Years – Flexi 5 and monthly premium of S$800.

Policy fees and charges apply. Please refer to the policy contract for full details of the terms and conditions.

The scenario above is for illustration purposes only. Figures shown above are rounded to the nearest dollar.

The illustrated dividend payout is 6.73% p.a. under an illustrated investment return of 8%, and 2.73% under an illustrated investment return of 4%.

The above illustrated values are based on illustrated investment rate of return of 8% per annum. Illustrated values based on illustrated rate of return of 4% per annum are cited in the footnote below. The two rates, 8% per annum and 4% per annum, are used purely for illustrative purposes only, are non-guaranteed and do not represent the upper and lower limits on the investment performance of the selected funds. The actual benefits payable will vary according to the future performance of the selected funds. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your selected funds.

The above illustration excludes any additional bonuses offered with campaigns or promotions.

⁶Dividend means payment of distribution under certain funds. Etiqa has the sole discretion to determine the distribution payable for the units in that fund; the rate and frequency of such payment of distribution; and/or the method of distribution. Please refer to policy contract for more details.

⁷Please see the figures below for illustrated values based on the illustrated rate of return of 4% per annum.

• Age 65: Illustrated account value before payout option change is S$113,746. Annual dividend ranges between S$2,701 to S$3,059 from Age 65 to Age 88 (24 years).
• Age 89: Death benefit is S$99,922. Total dividend paid is S$69,121. The total death benefit and dividends are S$169,043 (1.9x of premiums paid).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 10 December 2025.

Etiqa Insurance is a member of Maybank Group, and is an underwriter for both Life & General Insurance policies. The benefits of any life insurance products shown in the above information are subjected to individual policy terms and conditions. Please refer to Important Notes for details.