Invest flex prime

• Enhance your investment with multiple bonus units
• Accelerate your returns with a start-up bonus of up to 55%¹ in your first year of investment.
• Enjoy a 3% special bonus of regular premium paid from as early as your 6^th policy year² onwards.
• Stay committed to your investment goals and receive a loyalty bonus of 0.1% p.a. of your account value at the end of your premium payment term.
• Flexibility to match your evolving goals and needs
• Choose your premium term between 10 Years – Flexi 3, 10 Years – Flexi 5, 15 Years and 20 Years.
• Take a break from premium payments without incurring charges while your policy continues to grow with our premium-free period benefit³.
• Access your funds while keeping your policy in force with 2 free partial withdrawals from your 4^th policy year in times of need.
• Increase your investment value with the option to top-up your premiums.
• Protect your loved ones from life’s uncertainties
• Be covered against death and terminal illness at the higher of 101% of total premiums paid⁴ or regular premium account value.
• Protect your investment in tough times with our premium waiver. If the life insured is diagnosed with a severe-stage critical illness, Extra secure waiver II covers premiums for the basic plan and rider up to age 85 or the end of the premium term, whichever is earlier.

¹For policy with 20 Years premium term. Start-up bonus varies by premium term, please refer to the policy contract for more details.

²For policy with 10 Years – Flexi 5 premium term. For other premium term, please refer to the policy contract for more details.

³Please refer to the policy contract for more details.

⁴Upon the death of the Life insured while the Policy is in force, the death benefit payable is the sum of:

• 101% of (total regular Premium paid less all partial withdrawals made from the Regular Premium Account) or the Regular Premium Account value, whichever is higher; and
• Top-up Account value, less any amounts owing to us.

Jenny, a 40-year-old mother and non-smoker is looking for an investment-linked plan that will grow her wealth and provide insurance coverage. She signs up for Invest flex prime with a payment term of 10 Years – Flexi 5 at S$800 in premiums per month. Jenny opts to invest her premiums in dividend-paying funds, and reinvest her dividends. She is protected with death benefit coverage equal to the higher of 101% of total premiums paid⁴ or regular premium account value.

Policy fees and charges apply. Please refer to the policy contract for full details of the terms and conditions.

The scenario above is for illustration purposes only. Figures shown above are rounded to the nearest dollar.

The above illustrated values are based on illustrated investment rate of return of 8% per annum. Illustrated values based on illustrated rate of return of 4% per annum are cited in the footnote below. The two rates, 4% per annum and 8% per annum, are used purely for illustrative purposes only, are non-guaranteed and do not represent the upper and lower limits on the investment performance of the selected funds. The actual benefits payable will vary according to the future performance of the selected funds. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your selected funds.

⁵Please see the figures below for illustrated values based on the illustrated rate of return of 4% per annum.

• Age 63: Illustrated account value before payout option change is S$129,864. Annual dividend ranges between S$3,080 to S$3,492 from Age 63 to Age 85 (23 years).
• Age 86: Death benefit is S$113,901. Total dividend paid is S$75,590. The total death benefit and dividends are S$189,491.

⁶Dividend means payment of distribution under certain funds. Etiqa has the sole discretion to determine the distribution payable for the units in that fund; the rate and frequency of such payment of distribution; and/or the method of distribution. Please refer to policy contract for more information. 

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 1 April 2025.

Etiqa Insurance is a member of Maybank Group, and is an underwriter for both Life & General Insurance policies. The benefits of any life insurance products shown in the above information are subjected to individual policy terms and conditions. Please refer to Important Notes for details.