Invest future

• Multiple bonus units to boost your investment
  • Accelerate your returns with start-up bonus¹ of up to 80% of regular premium paid in your first year of investment.
  • Enjoy special bonus¹ at 5% of regular premium paid from as early as the 6^th policy year² until the end of the premium payment term.
  • Enjoy loyalty bonus¹ at 0.2% p.a. of account value starting from the policy anniversary after the end of the premium payment term. 
• Access to Shariah-compliant funds.  Start from just S$200 a month³ and gain access to reputable funds managed by regional and global asset management companies.  
• Flexibility to meet your needs
  • Enjoy 2 free partial withdrawals¹ throughout your premium payment term (from 4^th policy year) and low partial withdrawal charges¹ (from 6^th policy year).
  • Option to do top-ups¹, reduce regular premium amount¹ (after 3 years of paid premiums) or activate premium-free period¹ (from 6^th policy year) when you need it.
  • Option to change the life insured¹ at any time from the 3^rd policy year.
  • Option to switch funds at any time without charges⁴.
• Be covered against total and permanent disability (up to age 65) and death at the higher of 105% of net premiums⁵ or account value less any outstanding amounts.
• Choose from premium term of 10 years, 15 years or 20 years.
• Hassle-free application with no health checks required.
• Option to add on Accelerated Death and Total & Permanent Disability rider for additional coverage subject to underwriting.
• Leave a legacy with a gift.  Pledge our living/ or death benefits to your loved ones or any organisations as a gift and/or wakaf⁶ through nomination of beneficiary.

¹Subject to applicable terms and conditions. Please refer to policy contract for details.
²Applicable to policy with 10-year premium term only.
³Based on the minimum premium requirement for a premium payment term of 20 years.
⁴We reserve the right to revise the fund switch charges (if applicable) by giving thirty (30) days’ written notice.
⁵Net premium refers to total premium paid plus total top-up(s) less any partial withdrawal(s).
⁶Wakaf is an ongoing charity, a voluntary charitable endowment from one’s personal belongings or wealth in the form of cash/property for pious and religious causes.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 2 January 2025.

Etiqa Insurance is a member of Maybank Group, and is an underwriter for both Life & General Insurance policies. The benefits of any life insurance products shown in the above information are subjected to individual policy terms and conditions. Please refer to Important Notes for details.