- Provides for savings and retirement needs with a single premium paid. No health checks are required.
 - Receive lifetime monthly income, consisting of a guaranteed and non-guaranteed amount at the end of each policy month, starting from the end of the 13th policy month1.
 - Choose to receive the monthly income or reinvest it with Etiqa at a non-guaranteed interest rate.
 - Your policy has a surrender value of at least 80% of the single premium you paid.
 - Protection throughout the policy term.
 
1 In the event that non-guaranteed benefits are reduced, the death benefit + accumulated monthly income could be lower than the single premium paid.