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Essential term life cover

A basic term life insurance plan that protects against death and terminal illness from as low as S$0.381 a day.


  • Get covered against death or terminal illness during the policy term starting from S$400,000.
  • Guaranteed renewability benefit - only applicable for policy term of 5 years (renewable).  Policy will be automatically renewed2 without proof of good health.
  • Option to increase2 sum insured without proof of good health upon a key life event such as graduation from tertiary education, changes in marital status, purchase of a property, the birth or adoption of a child, you or your child’s enrolment into tertiary education.
  • Guaranteed convertibility benefit with the option to convert2 your policy to any Singapore dollar-denominated new endowment or whole life policy available at the point of conversion, without proof of good health.
  • Flexibility to enhance your coverage with Extra disability care rider.

1Premium is illustrated based on a 5-year renewable term plan for a male aged 1 year, non-smoker and a sum insured of S$1,000,000.
2Please refer to the policy contract for full details of the terms and conditions.

Useful Information

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 29 October 2021.

Etiqa Insurance is a member of Maybank Group, and is an underwriter for both Life & General Insurance policies. The benefits of any life insurance products shown in the above information are subjected to individual policy terms and conditions. Please refer to Important Notes for details.