- Lifetime protection with flexibility to enhance coverage. Enjoy continuous protection against death, total & permanent disability (until age 70) and terminal illness. Essential whole life cover provides you the choice to multiply your protection by 200%, 300% or 400% of the basic sum insured, with a choice of duration till age 65 or 80.
- Limited premium commitment period. Choose from premium term of 5, 10, 15 or 20 years.
- Enjoy comfort in your golden years with the retirement option. Option of receiving regular yearly payments1 starting from the policy anniversary immediately after the life insured attains age 65, for a period of 10 years.
- Guaranteed insurability benefit. Enjoy the option to purchase1 another plan at certain life stages without proof of good health, in the event of marriage, birth or adoption of your children or graduation from tertiary education.
- Flexibility to enhance your coverage. Choose from Early CI protection rider, CI protection rider, Extra secure waiver and Extra payer waiver riders.
1Please refer to the policy contract for full details of the terms and conditions.