Fixed Rate Packages
|
2-year Fixed Rate | |
|---|---|
|
Year 1 |
3.30% p.a. |
|
Year 2 |
3.30% p.a. |
|
Thereafter |
1M Compounded SORA + 1.00% p.a. |
|
Lock-in period |
2 years |
|
3-year Fixed Rate | |
|---|---|
|
Year 1 |
3.75% p.a. |
|
Year 2 |
3.75% p.a. |
|
Year 3 |
3.75% p.a. |
|
Thereafter |
1M Compounded SORA + 1.00% p.a. |
|
Lock-in period |
3 years |
- 1M Compounded SORA means the MAS Published 1M Compounded SORA published on a relevant day.
- The applicable 1M Compounded SORA shall be that published on the day following the expiry of the fixed rates and applied throughout a 1-month period.
- Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another financial institution.
- Rates are subject to minimum loan size of S$100,000 and minimum loan tenure of 5 years.
- Rates and benefits are subject to changes without prior notice.
Floating Rate Packages
|
1-Month Compounded SORA (For Completed properties) | |
|---|---|
|
Year 1 |
1M Compounded SORA + 0.80% p.a. |
|
Year 2 |
1M Compounded SORA + 0.80% p.a. |
|
Thereafter |
1M Compounded SORA + 1.75% p.a. |
|
Lock-in period |
1-year |
|
Rate refresh |
Every 1 month |
|
Partial prepayment during lock-in period |
Flexibility to prepay up to 50% of the loan amount. T&Cs apply |
|
Free Conversion |
Completed properties: One-time free conversion after lock-in period |
|
1-Month Compounded SORA (For Building Under Construction (BUC) properties) | |
|---|---|
|
Year 1 to Year 4 |
1M Compounded SORA + 0.75% p.a. |
|
Year 5 |
1M Compounded SORA + 0.80% p.a. |
|
Thereafter |
1M Compounded SORA + 1.00% p.a. |
|
Lock-in period |
No lock in |
|
Rate refresh |
Every 1 month |
|
Free Conversion |
2 times free conversion; once to be exercised from 1st drawdown to TOP and the 2nd time to be exercised from TOP to within 6 months from TOP |
- 1M Compounded SORA means the MAS Published 1M Compounded SORA published on a relevant day.
- The applicable 1M Compounded SORA shall be that published on the day on which the drawdown occurs and applied throughout a 1-month period.
- Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another financial institution.
- Rates are subject to minimum loan size of S$100,000 and minimum loan tenure of 5 years.
- Rates and benefits are subject to changes without prior notice.
|
3M Compounded SORA (For completed properties) | |
|---|---|
|
Year 1 to Year 3 |
3M Compounded SORA + 0.70% p.a. |
|
Thereafter |
3M Compounded SORA + 1.00% p.a. |
|
Lock-in period |
1-year |
|
Rate refresh |
Every 3 months |
|
Partial prepayment during lock-in period |
Flexibility to prepay up to 50% of the loan amount. T&Cs apply |
|
Free Conversion |
One-time free conversion after lock-in period |
|
3M Compounded SORA (For Building Under Construction (BUC) properties) | |
|---|---|
|
Year 1 to Year 4 |
3M Compounded SORA + 0.70% p.a. |
|
Thereafter |
3M Compounded SORA + 1.00% p.a. |
|
Lock-in period |
No lock in |
|
Rate refresh |
Every 3 months |
|
Free Conversion |
One-time free conversion to be exercised from TOP to within 6 months from TOP |
- 3M Compounded SORA means the MAS Published 3M Compounded SORA published on a relevant day.
- The applicable 3M Compounded SORA shall be that published on the day on which the drawdown occurs and applied throughout a 3-month period.
- Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another financial institution.
- Rates are subject to minimum loan size of S$100,000 and minimum loan tenure of 5 years.
- Rates and benefits are subject to changes without prior notice.