Enrich Index Income

Grow through a dynamic investment approach

• Receive non-guaranteed Yearly Cash Benefits¹ linked to the performance of the Barclays RADAR 6% RC SGD Index and Barclays RADAR 6% RC USD Index. Designed to respond to changing market conditions, the index helps you stay on track towards your long-term financial goals while capturing growth opportunities.

Stay invested through changing markets

• Backed by a diversified approach across multiple asset classes, the Barclays RADAR 6% RC SGD Index and Barclays RADAR 6% RC USD Index adjusts as market conditions evolve to help support a smoother investment journey. Combined with a 0% floor rate and capital guaranteed² at maturity, it helps provide greater assurance through changing market conditions.

Build value, your way

• Enjoy the flexibility to pay your premium as a single payment or over 3 years, choose a policy denominated in SGD or USD, and decide whether to receive your non-guaranteed Yearly Cash Benefits¹ or reinvest them into the next Index Segment to potentially build greater value over time.

Protect what matters most

• Enjoy coverage against death, accidental death and terminal illness, helping to provide financial support for you and your loved ones.

No medical assessment required

• Apply with ease and start building towards your financial goals without the need for a medical assessment.

The scenarios above are for illustration purposes only. Figures shown above are rounded to the nearest dollar.

The above illustrated values are based on illustrated investment return of 3.5% per annum (based on 8.6% index return³ 41% participation rate⁴ and rounded to nearest 0.1%). Illustrated values based on illustrated investment return of 2.0% per annum are cited in the footnote below. The two rates, 3.5% per annum and 2.0% per annum, are used purely for illustrative purposes only, are non-guaranteed and do not represent the upper and lower limits on the investment performance of the selected index. The actual benefits payable will vary according to the future performance of the selected index. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your selected index.

¹This is non-guaranteed and subject to the performance of the underlying index and the participation rate⁴ of each segment. Please note that past performance may not be indicative of future performance.

²Capital is guaranteed upon maturity only if there are no policy alterations such as partial surrenders are made throughout the policy term. Any outstanding debt under the policy will be deducted before the remaining balance is paid in one lump sum.

³Subject to the prevailing participation rate⁴. The participation rate⁴ may be revised at the start of each new segment.

⁴The participation rate is not guaranteed. The actual Yearly Cash Benefits¹ payable may vary depending on the index return³ and the prevailing participation rate.

⁵For scenario 1, please refer to the illustrated values based on the illustrated investment return of 2% per annum:

• Year 1: Illustrated non-guaranteed Yearly Cash Benefits¹ is S$2,000
• Year 4: Illustrated total accumulated non-guaranteed Yearly Cash Benefits¹ is S$8,243
• Year 5: Illustrated total accumulated non-guaranteed Yearly Cash Benefits¹ is S$8,243 + S$0 = S$8,243
• Year 10: Total accumulated non-guaranteed Yearly Cash Benefits¹ is S$19,508 and Total illustrated benefit is S$119,508

⁶For scenario 2, please refer to the illustrated values based on the illustrated investment return of 2% per annum:

• Year 1: Illustrated non-guaranteed Yearly Cash Benefits¹ is S$2,000
• Year 4: Illustrated total accumulated non-guaranteed Yearly Cash Benefits¹ is S$8,243
• Year 5: Illustrated total accumulated non-guaranteed Yearly Cash Benefits¹ is S$8,243 + S$2,165 = S$10,408
• Year 10: Total accumulated non-guaranteed Yearly Cash Benefits¹ is S$21,898 and Total illustrated benefit is S$121,898

The scenarios above are for illustration purposes only. Figures shown above are rounded to the nearest dollar.

The above illustrated values are based on illustrated investment return of 6.4% per annum (based on 8.6% index return³ 74% participation rate⁴ and rounded to nearest 0.1%). Illustrated values based on illustrated investment return of 4.0% per annum are cited in the footnote below. The two rates, 6.4% per annum and 4.0% per annum, are used purely for illustrative purposes only, are non-guaranteed and do not represent the upper and lower limits on the investment performance of the selected index. The actual benefits payable will vary according to the future performance of the selected index. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your selected index.

¹This is non-guaranteed and subject to the performance of the underlying index and the participation rate⁴ of each segment. Please note that past performance may not be indicative of future performance.

²Capital is guaranteed upon maturity only if there are no policy alterations such as partial surrenders are made throughout the policy term. Any outstanding debt under the policy will be deducted before the remaining balance is paid in one lump sum.

³Subject to the prevailing participation rate⁴. The participation rate⁴ may be revised at the start of each new segment.

⁴The participation rate is not guaranteed. The actual Yearly Cash Benefits ¹ payable may vary depending on the index return³ and the prevailing participation rate.

⁵For scenario 1, please refer to the illustrated values based on the illustrated investment return of 4% per annum:

• Year 1: Illustrated non-guaranteed Yearly Cash Benefits¹ is US$4,000
• Year 4: Illustrated total accumulated non-guaranteed Yearly Cash Benefits¹ is US$16,985
• Year 5: Illustrated total accumulated non-guaranteed Yearly Cash Benefits¹ is US$16,985+ US$0 = US$16,985
• Year 10: Total accumulated non-guaranteed Yearly Cash Benefits¹ is US$42,330 and Total illustrated benefit is US$142,330

⁶For scenario 2, please refer to the illustrated values based on the illustrated investment return of 4% per annum:

• Year 1: Illustrated non-guaranteed Yearly Cash Benefits¹ is US$4,000
• Year 4: Illustrated total accumulated non-guaranteed Yearly Cash Benefits¹ is US$16,985
• Year 5: Illustrated total accumulated non-guaranteed Yearly Cash Benefits¹ is US$16,985 + US$4,679 = US$21,664
• Year 10: Total accumulated non-guaranteed Yearly Cash Benefits¹ is US$48,023 and Total illustrated benefit is US$148,023.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 4 August 2026.

Etiqa Insurance is a member of Maybank Group, and is an underwriter for both Life & General Insurance policies. The benefits of any life insurance products shown in the above information are subjected to individual policy terms and conditions. Please refer to Important Notes for details.

Disclaimer:
Neither Barclays Bank PLC ('BB PLC') nor any of its affiliates (collectively 'Barclays') is the issuer or producer of Enrich Index Income/Enrich Index Income (USD) and Barclays has no responsibilities, obligations or duties to investors in Enrich Index Income/Enrich Index Income (USD). The Barclays Regime Aware Dynamic Asset Rotation (RADAR) 6% RC SGD Index/Barclays Regime Aware Dynamic Asset Rotation (RADAR) 6% RC USD Index (the “Indices”), together with any Barclays indices that are components of the Indices, are trademarks owned by Barclays and, together with any component indices and index data, are licensed for use by Etiqa Insurance Pte. Ltd. as the issuer or producer of Enrich Index Income/Enrich Index Income (USD) (the ‘Issuer’). Barclays’ only relationship with the Issuer in respect of the Indices is the licensing of the Indices, which are administered, compiled and published by BB PLC in its role as the index sponsor (the 'Index Sponsor') without regard to the Issuer or the Enrich Index Income/Enrich Index Income (USD) or investors in the Enrich Index Income/Enrich Index Income (USD). Additionally, Etiqa Insurance Pte. Ltd. as issuer or producer of Enrich Index Income/Enrich Index Income (USD) may for itself execute transaction(s) with Barclays in or relating to the Indices in connection with Enrich Index Income/Enrich Index Income (USD). Investors acquire Enrich Index Income/Enrich Index Income (USD) from Etiqa Insurance Pte. Ltd. and investors neither acquire any interest in the Indices nor enter into any relationship of any kind whatsoever with Barclays upon making an investment in Enrich Index Income/Enrich Index Income (USD). The Enrich Index Income/Enrich Index Income (USD) are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the Enrich Index Income/Enrich Index Income (USD) or use of the Indices or any data included therein. Barclays shall not be liable in any way to the Issuer, investors or to other third parties in respect of the use or accuracy of the Indices or any data included therein.