Maybank FF Card | Maybank Singapore

Maybank
Family & Friends Card

The card with freedom of choice!

Select the cashback categories that best fit your lifestyle and enjoy up to 8% cashback locally and overseas - one of the highest in town!

Deals You'll Love

Up to 8% cashback on airline bookings

From 1 January to 31 March 2026, enjoy up to 8% cashback when you book your flights directly with airlines using your Maybank Family & Friends Card!

Get up to S$30 cashback per month on your flight bookings if you have the "Commute" category as one of your 5 preferred categories during the promotion period.

Exclusive perks at The Mall, Mid Valley Southkey

Enjoy a RM30 F&B e-Voucher when you spend at The Mall, Mid Valley Southkey at Johor Bahru.

Simply charge a minimum of RM400 with your Maybank Family & Friends Card from now till 28 February 2026 and redeem the F&B e-Voucher for use at more than 20 participating brands!

Limited redemptions only.

Up to 26.45% fuel savings at Caltex

Apply for a Diamond Sky (DS) Fuel Card and link it to your Maybank Family & Friends Card.

Enjoy one of the highest fuel savings in town with up to 26.45% off fuel purchases at Caltex stations if you have the "Automotive" category as one of your 5 preferred categories.

On 5 of your preferred categories and Additional bonus category

Select from 10 cashback categories that fit your lifestyle whether it's entertainment, shopping, dining, petrol, or wellness, there's an option for everyone in the family!

Automobile

Petrol stations, EV charging, automotive related services & more

Beauty & Wellness

Massage parlours, health & beauty spas, hair salons & more

Commute

Contactless bus and train rides, hail-rides, other passenger transportation services & more

Flight booking with airlines directly

Dining & Food Delivery

Restaurants, fast food, food deliveries & more

Entertainment

Bars, drinking places, cinemas, ticketing agencies & more

Groceries*

Grocery stores, supermarkets & more

*Get up to 6% cashback regardless of Tier 1 or Tier 2

Kids & Pets

POPULAR, Toys 'R' Us, Yamaha Music, Mothercare, Kiddy Palace, pets and veterinary services & more

Online Shopping

Apparels, online purchases on Marketplace and other ecommerce platforms & more

Sports & Sports Apparels

Sports apparels, sporting goods stores, country clubs and gym memberships & more

Telco & Streaming

Telecommunication, pay television, streaming, cable and radio services & more

MYR & IDR Spend


Additional Bonus Category (Automatically included)
  • For your 5 preferred categories, receive up to 8% cashback on Malaysian Ringgit and Indonesian Rupiah after reaching their respective monthly cashback cap.

  • For all other retail spend, receive up to 8% cashback on Malaysian Ringgit and Indonesian Rupiah spend.

How to Maximise
your Cashback

  1. How to select your cashback categories
  2. How to track your spending and cashback
  3. How your cashback is calculated
  1. How your cashback is calculated
Cashback tiers Monthly spend Cashback rates Categories Monthly cashback caps
Tier 2 S$1,600 or more Up to 8% 5 Preferred Categories* + MYR & IDR Spend Category^ Up to S$180
(S$30 per category)
Tier 1 S$800 to less than S$1,600 Up to 6% Up to S$120
(S$20 per category)
Base Less than S$800 0.22% All spend Unlimited

*For Groceries category, get up to 6% cashback regardless of Tier 1 or Tier 2.

^After reaching monthly cashback for selected categories and bonus category, 0.22% cashback applies for all additional spending.

Latest Promotions

CASHBACK FOR AIRLINES PROMOTION

Enjoy up to 8% cashback when you book your flights directly with the airlines using your Maybank Family & Friends Card! Limited time offer from 1 January to 31 March 2026 only.

To enjoy this promotion, make sure that you

  • Have selected "COMMUTE" as your preferred cashback category.
  • Accumulate your monthly spend and get up to to S$30 cashback per month.
Cashback category Merchant Category Code (MCC) Example of merchants
Commute MCC 4111, MCC 4121, MCC 4789, MCC 4112, MCC 4131 Batam Fast Ferry, Bus/MRT, Horizon Fast Ferry, Gojek, GrabRides, redBus, Easybook and more.
1 January - 31 March 2026: LIMITED TIME ONLY
MCC 3000 - 3308, MCC 4511
Singapore Airlines, Scoot, AirAsia, Emirates, Qatar Airways, Cathay Pacific, Japan Airlines and more.

Exclusive Sign-up Gifts

ONLY APPLICABLE FOR NEW TO BANK CARD APPLICANTS

Receive a light weight (3.3kg), expandable and matte scratch-resistant Samsonite RESTACKD Spinner 68/25 EXP (worth S$520) with 2 complimentary packing cubes when you apply for a new Maybank Credit Card (not applicable for Maybank XL Credit Cards) and charge a minimum of S$1,300 within the first two months of card approval.

Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.

Get ready your Singpass account and retrieve data via Myinfo to complete your application instantly:

  • Singaporeans
  • Singapore Permanent Residents

Please fill in the form and upload the required documents:

  • Foreigners applying for Credit Card(s) or
  • Students applying for an eVibes Card

Singpass is a data platform that pulls your personal data from participating Government agencies to fill out e-forms.

Singpass holders can use Singpass to retrieve personal information from participating Government agencies. Singpass is temporarily unavailable from 2 am to 8.30 am every Wednesday and Sunday. Find out more.

Your newly approved Credit Card account(s) will come with Online Banking and eStatements+. To view your eStatement, please sign-up via Maybank Online Banking (maybank2u.com.sg) and perform a first time login.

+Auto enrolment for eStatement is not applicable for Maybank CreditAble.

Terms and Conditions apply.

Exclusive Privileges

Banking On-The-Go

Mobile Payment Wallets

Make contactless payments easily with your Maybank Cards through your mobile devices.

Donate to Your Choice of Charity

Choose to donate your cashback via Maybank TREATS SG app

Maybank Suite of Financial Solutions

Before you apply

Fees & Charges

Principal Card: S$196.20* (inclusive of GST), waived for first 3 years

Supplementary Card: Free

*Subsequent annual fee will be automatically waived with a minimum spend of S$12,000 yearly

Click here for other credit card fees and charges.

Annual Income Requirement

  • S$30,000 for Singapore Citizens or Singapore Permanent Residents

  • S$45,000 for Malaysia Citizens, in employment for at least 1 year

  • S$60,000 for Foreigner, in employment for at least 1 year

Required Documents

Singaporean/PR

  • Apply conveniently with Singpass

Foreigners

  • Valid Passport AND
  • Employment Pass (with at least 6 months' validity) AND
  • Utilities bill or bank statements with residential address AND
  • Company letter stating proof of employment of at least 1 year
  • Latest Income Tax Notice of Assessment AND Latest computerised payslip

APPLY ONLINE NOW

Please allow 14 business days for processing, and application is subject to approval. Note that incomplete forms or missing documents will delay processing. The Bank reserves the right to request for more documents. Should the income documents you submit reflect a lower earned income than what was previously declared, the bank reserves the right to adjust the current credit limit to reflect the prevailing earned income.

Notice

28 November 2025

From 1 January 2026, we will be revising the Maybank Family & Friends Card Cashback Programme Terms and Conditions listed in Table 3. With this update, a refreshed design of the Maybank Family & Friends Card will be delivered to your registered mailing address upon your Card renewal. For more details on the revisions, please refer to the Frequently Asked Questions.

Table 3

Revisions Description
Cashback Awarding for selected cashback categories and additional bonus category Tier 1: Up to 6% cashback with a minimum spend of S$800 per month (capped at S$20 per category)

Tier 2: Up to 8% cashback with a minimum spend of S$1,600 per month (capped at S$30 per category)
Base cashback 0.22% cashback on all other spend
Eligible Merchant Category Codes ("MCC") in selected cashback categories
  • Commute (previously "Transport")
    MCC 4111, 4121, 4789, 4112, 4131
  • Automotive (previously "Pharmacy")
    MCC 5541, 5542, 5532, 5533, 5599, 7531, 7535, 7538, 5552
Renaming of cashback categories
  • "Data Communication & Online TV Streaming" to "Telco & Streaming"
  • "Retails & Pets" to "Kids & Pets"
  • "Transport" to "Commute"
Replacement of cashback category
  • "Pharmacy" with "Automotive"

27 October 2025

From 1 December 2025, all transactions under the following Merchant Category Codes ("MCC") listed in Table 1, as well as transactions matching the transaction descriptions listed in Table 2, will no longer be eligible to earn TREATS Points or Cashback on all personal Maybank Credit and Debit Cards.

Table 1

MCC Description
4829 Money Transfer
6010, 6011, 6050, 6529, 6530, 6534, 7511 Cash Disbursement/Quasi-cash/Top-ups
7349 Cleaning, Maintenance & Janitorial Services
4900 Utilities
5960, 6381, 6399 Insurance Related^

^Not applicable to Maybank Platinum Visa Card, Maybank Horizon Visa Signature Card and Maybank Visa Infinite Card. Please refer to respective Cards' Terms and Conditions for details.

Table 2

BAGUS CANTINE INSTAREM
RAZERPAY SEDAP SGEBIZ
SIMPLYGO SINGAPORE E-BUSINESS SINGTEL DASH

1 October 2025

NEW MERCHANTS ADDED IN THE PREFERRED CASHBACK CATEGORIES

Starting from 1 October 2024, the Maybank Family & Friends Card will be enhanced to include more retail merchants in the Preferred Cashback Categories, and a new foreign currency in the Additional Bonus Category.

Cashback Category Merchant Category Codes (MCC) Merchant Examples
Dining & Food Delivery MCC 5814 GrabFood, Greendot, KFC, McDonald's, Starbucks
Transport MCC 5552 Bluecharge, Shell Singapore, Virta EV Charging
Entertainment MCC 7929 Fever, Ticketmaster
Online Shopping
(Previously known as Online Fashion)
MCC 5262, MCC 5309, MCC 5310, MCC 5311, MCC 5331, MCC 5399 Lazada, Shopee, Taobao

NEW FOREIGN CURRENCY SPEND IN THE ADDITIONAL BONUS CATEGORY

Make your overseas spending even more rewarding when you charge eligible retail transactions in Indonesian Rupiah (IDR) under the Additional Bonus Category "MYR & IDR" (previously named as “Malaysian Ringgit spend”).

Additional Bonus Category Foreign Currency Spend
MYR & IDR
(Previously known as Malaysian Ringgit Spend)
  • Malaysian Ringgit (MYR)
  • Indonesian Rupiah (IDR)