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From 1 December 2025, all transactions under the following Merchant Category Codes (“MCC”) listed in Table 1, as well as transactions matching the transaction descriptions listed in Table 2, will no longer be eligible to earn TREATS Points or Cashback on all personal Maybank Credit and Debit Cards.
Table 1
MCC Description 4829 Money Transfer 6010, 6011, 6050, 6529, 6530, 6534, 7511 Cash Disbursement/Quasi-cash/Top-ups 7349 Cleaning, Maintenance & Janitorial Services 4900 Utilities 5960, 6381, 6399 Insurance Related^ ^Not applicable to Maybank Platinum Visa Card, Maybank Horizon Visa Signature Card and Maybank Visa Infinite Card. Please refer to respective Cards’ Terms and Conditions for details
Table 2
BAGUS CANTINE INSTAREM RAZERPAY SEDAP SGEBIZ SIMPLYGO SINGAPORE E-BUSINESS SINGTEL DASH - Earn 0.4X TREATS Points, capped at S$3,000 per calendar month on local retail transaction charged under Insurance, Medical, Education and more.
- Transactions charged under Spend on Selected Categories will no longer qualify as an Eligible Retail Spend for the accumulation of S$800 monthly minimum spend and complimentary airport lounge access
Credit Card
Maybank Horizon Visa Signature Card
Unfold travel experiences beyond your horizon and experience MORE in every way with up to 2.8 air miles on air tickets, foreign spend, hotel bookings and more, with one of the best air miles credit cards
Unfold travel experiences
beyond your horizons

Maximise your travel rewards!

2.8 miles (7X TREATS Points)¹ on all air ticket purchases² and foreign spend – online and in-person with S$800³ monthly spend

1.2 miles (3X TREATS Points)¹ on all travel-related expenses, including travel & cruise packages, online travel bookings, retail purchases (both online and in-person), groceries, and more—no minimum spend required!

Earn additional miles when you spend on Insurance, Medical, Utilities, Education, Rentals and more.
¹2.8 and 1.2 air miles are applicable only if redemption is made on Maybank TREATS SG app.
²Bonus TREATS Points (TP) awarded for air tickets will be capped at 40,000 TP for each calendar month.
³If the monthly accumulated spend is less than S$800, 1.2 air miles (3X TREATS Points) will be awarded for air tickets and foreign spend
MORE rewarding in every way
Simply consolidate all your expenses on your Card to earn 27,000 KrisFlyer Miles, good for a return trip to Bangkok.
| Expenses | Earn Rate | TPs Earned | |
|---|---|---|---|
| Shopping | S$500 | 3X | 1,500 TP |
| Groceries | S$400 | 3X | 1,200 TP |
| Dining | S$550 | 3X | 1,650 TP |
| Food Delivery | S$350 | 3X | 1,050 TP |
| Hotel Bookings | S$1,100 | 3X | 3,300 TP |
| Air Tickets | S$800 | 7X | 5,600 TP |
| Foreign Spend | S$7,600 | 7X | 53,200 TP |
|
Total |
S$11,300 | 67,500 TP |
Above table is for illustrative purposes only.
Sign-up Promotion
Exclusive Sign up Gifts
ONLY APPLICABLE FOR NEW TO BANK CARD APPLICANTS

Receive a light weight (3.4kg), expandable Samsonite INTERLACE Spinner 67/24 EXP (worth S$520) when you apply for a new Maybank Credit Card (not applicable for Maybank XL Credit Cards) and charge a minimum of S$1,300 within the first two months of card approval.
Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
If you are a Maybank Privilege customer, apply for the Maybank Privilege Horizon Visa Signature Card here.
Get ready your Singpass account and retrieve data via Myinfo to complete your application instantly:
- Singaporeans
- Singapore Permanent Residents

Please fill in the form and upload the required documents:
- Foreigners applying for Credit Card(s) or
- Students applying for an eVibes Card
Singpass is a data platform that pulls your personal data from participating Government agencies to fill out e-forms.
Singpass holders can use Singpass to retrieve personal information from participating Government agencies. Singpass is temporarily unavailable from 2 am to 8.30 am every Wednesday and Sunday. Find out more.
Your newly approved Credit Card account(s) will come with Online Banking and eStatements+. To view your eStatement, please sign-up via Maybank Online Banking (maybank2u.com.sg) and perform a first time login.
+Auto enrolment for eStatement is not applicable for Maybank CreditAble.
Terms and Conditions apply.
Card Privileges

Fuel Discounts at Caltex Stations
Enjoy 20.05% + 3X TREATS Points when you link your Diamond Sky Fuel Card to your Maybank Horizon Visa Signature Card

Complimentary Airport Lounge Access
Travel in comfort at selected VIP airport lounges when you charge a minimum of S$1,000 on your retail transactions (in a single receipt) within 3 months prior to the date of lounge use.

Complimentary Travel Insurance
Receive complimentary travel insurance coverage of up to S$1,000,000 when you charge your travel fares in full to your Maybank Horizon Visa Signature Card.
Plus, enjoy other card privileges too:
- Enjoy up to 4% p.a. interest with Maybank Save Up Programme when you save, spend, insure and more.
- Enjoy exclusive regional TREATS spanning across Malaysia, Indonesia, Cambodia & Philippines.
- Explore the World and enjoy additional privileges with Visa Concierge.
Unmissable travel deals for your upcoming trip!
Up to 15% off flight bookings with Malaysia Airlines
Up to 10% off bookings with Emirates
Up to 10% off flight bookings with Qatar Airways
Up to 10% off activities with Klook
Up to 18% off hotel bookings in Malaysia & Indonesia Agoda
Up to 55% off on Tiq travel insurance
Terms and Condition apply.
Maybank TREATS Points Rewards Programme
Maybank TREATS SG App
Unlock instant rewards with Maybank TREATS SG app, a lifestyle and loyalty mobile app that offers exclusive and rewarding benefits and privileges in an instant. Make instant redemptions at participating merchants, enjoy deals up to 50% off, eCoupons, freebies and much more.
Download the mobile app and allow notifications to receive news on exclusive deals.
2 ways to download the Maybank TREATS SG app:
Go to App Store or Google Play and search for TREATS SG
Scan the QR code
Redeem more of what you love
Redeem rewards all year round with your TREATS Points (TP) on the Maybank TREATS SG App! We have curated a collection of privileges and lifestyle indulgences from dining and shopping, to travel & leisure.
Terms and Condition apply.
Banking On-The-Go
Mobile Payment Wallets
Make contactless payments easily with your Maybank Cards through your mobile devices
Maybank Suite of Financial Solutions
Enjoy greater rewards
Gifting Made Easy
Share access with a supplementary card
Or refer friends and be rewarded
Before you apply
Fees & Charges
Principal Card: S$196.20* (inclusive of GST), waived for first 3 years
Supplementary Card: Free
*Subsequent annual fee will be automatically waived with a minimum spend of S$18,000 yearly
Click here for other credit card fees and charges.
Annual Income Requirement
- S$30,000 for Singapore Citizens or Singapore Permanent Residents
- S$45,000 for Malaysia Citizens, in employment for at least 1 year
- S$60,000 for Foreigner, in employment for at least 1 year
Required Documents
Singaporean/PR
- Conveniently Apply via Singpass
Foreigners
- Refer to the required documents here
¹ Print your Income Tax Notice of Assessment at myTax Portal using your Singpass or IRAS PIN.
² You can print your latest 12 months CPF Contribution History Statement using your Singpass via https://www.cpf.gov.sg/members. If your monthly income exceeds S$6,800 (Effective 1st January 2025: S$7,400), submit your latest Income Tax Notice of Assessment or computerised payslip instead, for proper maximum credit limit calculations.
Please allow 14 business days for processing, and application is subject to approval. Note that incomplete forms or missing documents will delay processing. The Bank reserves the right to request for more documents. Should the income documents you submit reflect a lower earned income than what was previously declared, the bank reserves the right to adjust the current credit limit to reflect the prevailing earned income.
Useful Information
- Maybank Horizon Visa Signature Card Privileges and TREATS Points Programme Terms and Conditions (PDF)
- Maybank Credit Card Terms and Conditions (PDF)
- Terms and Conditions governing Maybank TREATS Points Rewards Programme (PDF)
- Terms and Conditions – Complimentary Travel Insurance
- Terms and Conditions – Maybank Credit Cards and CreditAble Promotion (PDF)
- Click here for other Credit Card Fees and Charges
Maybank Horizon Platinum Visa Card

Maybank Horizon Platinum Visa Cardmembers enjoy a different suite of Card benefits and privileges.