Maybank XL Cards | Maybank Singapore

Xperience Love. Xplore Limitlessly. Say 'hello' to the Maybank XL Cards. Choose cashback, miles, or BOTH! Whatever you choose, get rewarded across the widest range of spend categories when you Dine, Shop, Travel and Play. Tailored for ages 21-39, the right card for where you are in life.

Cashback vs Rewards Points

  • 5% cashback* whenever you spend in the Dine, Shop, Travel and Play categories, as well as in foreign currencies.

  • Up to S$80 bonus cashback monthly.

  • Other transactions will earn unlimited cashback at 0.2%.
  • 4 air miles per dollar (10X TREATS Points)* whenever you spend in the Dine, Shop, Travel and Play categories, as well as in foreign currencies.

  • Up to 10,000 bonus TREATS Points monthly.

  • Other transactions will earn 5 TREATS Points for every S$5 spent.

Bonus Categories*

Dine

Restaurants, fast food, bakeries, food deliveries & more

Shop

Apparels, departmental store, sporting goods, online shopping & more

Travel

Airlines, lodging, travel agencies & more

Play

Bars, cinemas, show tickets, video game and arcade & more

Foreign Spend

Retail transactions charged in foreign currencies whether overseas or online

Bonus Categories*

*Cardmember needs to spend at least S$500 in a calendar month to be eligible for the 5% cashback or the 10X TREATS Points for the respective cards. Terms and conditions apply. Scroll down to "Useful Information" for full terms and conditions.

Up to 50% off top brands with FOMO Fridays

Get ready to unlock unbeatable deals every other Friday starting 22 August 2025, only for Maybank XL Cardmembers!

Look out for 50% off and 1-for-1 offerings from your favourite brands like KOI, Golden Village, Tiong Bahru Bakery, Hai Di Lao, JD Sports, and many more. Simply log into the Maybank TREATS SG app to grab your eCoupons. Limited quantities available so fastest fingers first!

Terms and Conditions apply.

FIND OUT MORE

HDB Home Loan & Reno Loan Bundle

HDB Home and Renovation Loan bundle rates from 2.50% p.a. Enjoy an exclusive complimentary repricing (upon expiry of commitment period).

Terms and Conditions apply.

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Maybank TREATS SG App

Unlock instant rewards with Maybank TREATS SG app, a lifestyle and loyalty mobile app that offers exclusive and rewarding benefits and privileges in an instant. Make instant redemptions at participating merchants, enjoy deals up to 50% off, eCoupons, freebies and much more.

Download the mobile app and allow notifications to receive news on exclusive deals.

Banking On-The-Go

Mobile Payment Wallets

Make contactless payments easily with your Maybank Cards through your mobile devices

< Apple Pay

< Samsung Pay

Maybank Suite of Financial Solutions

Before you apply

Eligibility

For Maybank XL Cashback Card and/or Maybank XL Rewards Card, you need to be at least 21 years of age and below 40 years old.

Fees & Charges

Principal Card: S$87.20* (inclusive of GST), waived for first 2 years

Supplementary Card: Free

*Subsequent annual fee will be automatically waived with a minimum spend of S$6,000 yearly

Click here for other credit card fees and charges.

Annual Income Requirement

  • S$30,000 for Singapore Citizens or Singapore Permanent Residents

  • S$45,000 for Malaysia Citizens, in employment for at least 1 year

  • S$60,000 for Foreigner, in employment for at least 1 year

Required Documents

Singaporean/PR

  • Conveniently apply with Singpass

Foreigners

  • Valid Passport AND

  • Employment Pass (with at least 6 months' validity) AND

  • Utilities bill or bank statements with residential address AND

  • Company letter stating proof of employment of at least 1 year

  • Latest Income Tax Notice of Assessment AND Latest computerised payslip