HDB Home Loan

HDB flat ownership made easier with our financing and refinancing options.


  • Choice of fixed or floating interest rates.
    • Fixed rate - Certainty of interest rates within a predetermined period.
    • Floating rate - Interest rates pegged to the home loan board rates or the 3-month SIBOR.
  • Up to 75% financing.
  • Receive a cash gift when you refinance your existing home loan to us.
  • Exclusive renovation loan package for home loan customers.

How to apply

Our dedicated financing solutions managers will give you the best advice, speak to us today.


Contact us to get the best advice on your HDB loan and enjoy interest savings.

Home Loan Calculator

Getting a new home?

Use our Home Loan Calculator to work out how much you can borrow and monthly repayments that suit your budget.



  • The computation and results above are for illustrative purposes only and do not constitute a loan offer. Loans are granted at the discretion of the Bank.
  • The Bank makes no representation or warranty as to the accuracy, correctness or completeness of the computation or results obtained herein, and will not under any circumstances accept responsibility or liability for any errors or omissions or for any losses arising from use of or reliance on the calculation herein.
  • Actual interest rates and calculations used may differ from those used for the figures computed above.
  • Please speak to our mortgage specialists for more information.
  • An ABS Guide on Home Loans is available and customers are encouraged to get a copy and read it before committing to a loan. This guide will also be available in the MoneySENSE and ABS websites in 4 official languages.

Fees & Charges


Refer and be rewarded with up to S$1,000 worth of shopping vouchers*!

Refer your family and friends to take up a residential or commercial property loan with us and be rewarded with up to S$1,000 worth of shopping vouchers*!


Loan Amount AcceptedReward
S$300,000 to < S$600,000 S$250 worth of shopping voucher(s)*
S$600,000 to < S$1,500,000 S$500 worth of shopping voucher(s)*
≥ S$1,500,000 S$1,000 worth of shopping voucher(s)*


Simply complete the Member-get-member programme form and email1 to

1By submitting this referral form to Maybank, you (Referrer) acknowledge that you have read, understood and agree to be bound by the Terms and Conditions for Maybank Property Loan Member-Get-Member Programme (as may be changed from time to time).

*Terms and Conditions apply.

Important Information

Important Information

  • Maybank home loans are applicable to Singapore property financing in Singapore dollars only.
  • Maybank Fixed Rate and Floating Rate Home Loans are pegged to the home loan board rates known as Singapore Residential Financing Rate (SRFR), Singapore Residential Financing Rate 2 (SRFR2) or Fixed Deposit Mortgage Rate 36 (FDMR36). The SRFR, SRFR2 and FDMR36 may be revised by the Bank from time to time, with 30 days’ notice.
  • Interest rates are subject to change without prior notice. Banking Facilities Terms and Conditions apply.
  • A loan repayment schedule is available upon request.
  • You are encouraged to read the ABS Guide on Home Loans before committing to a loan. It is available in 4 languages.


Other Useful Information