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Personal Line of Credit

CreditAble Term Loan

With CreditAble Term Loan, you can renovate your home or plan for an upcoming family vacation right now, and enjoy low interest rates with affordable fixed monthly instalment repayments of up to 60 months!


  • Flexibility to repay over 12, 24, 36, 48 or 60 months
  • Low interest rate of only 3.88% p.a.
  • Processing Fee of 1% waived for online application


Apply Now & Get S$288 Cashback*

Simply apply for a CreditAble Term Loan with minimum approved loan amount of S$20,000.

Offer ends 30 September 2021.

*Applicable for existing CreditAble account holders who applied online. Click here for full promotion Terms and Conditions.

Online ExclusiveNEW!

Rates & Tenors

Repayment Period

Processing Fee

Interest Rate

Effective Interest Rate

12 months


3.88% p.a.

7.09% p.a.

24 months

7.28% p.a.

36 months

7.29% p.a.

48 months

7.26% p.a.

60 months

7.21% p.a.


Effective interest rates are subject to compounding if monthly interest charges are not paid in full.

Calculate your monthly repayment amount here.


  • Existing CreditAble account holder
  • Age: 21 to 65
  • Singapore Citizens or Singapore Permanent Residents
  • Annual income: S$30,000

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Useful Information