Life can be in full swing when you have fast and easy access to extra cash

Maybank CreditAble #ForYou

Enjoy low rates with CreditAble Term Loan

With CreditAble Term Loan, you can fulfil your dreams with a low interest rate from 3.28% p.a. (EIR from 6.00% p.a.) and flexible tenure from 1 to 5 years. Just #ForYou, apply for CreditAble Term Loan online to enjoy S$0 processing fee.


Apply Now

Terms and Conditions apply.

Other Promotion

Simply apply for a new Maybank Credit Card and CreditAble Account, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$600 for each of the first two consecutive months upon approval^ and receive a pair of American Tourister Linex 66/24 Luggage TSA, or an AirPods (3rd generation) with Lightning Charging Case, or S$200 cashback.


Terms and Conditions apply.

Your newly approved Credit Card account(s) will come with Online Banking and eStatements+. To view your eStatement, please sign-up via Maybank Online Banking ( and perform a first time login.

+Auto enrolment for eStatement is not applicable for Maybank CreditAble.

Benefits at a Glance

  • Up to 4X your monthly income

    Get credit line of up to 4 times your monthly income..

  • Easy access to your CreditAble account

    Via a complimentary cheque book or online transfers or ATM Card+ at ATMs in Singapore, Malaysia, Brunei and the Philippines.

  • Ways to access your CreditAble account:

    PayNow/FAST/ Internet Banking Transfers via M2U SG Online or Mobile application

    ATM withdrawal

    Cheque issuance

Other Benefits

  • Complimentary Cheque Book (From 1st Nov 2023, the first chequebook issued is free of charge and every subsequent chequebook is subject to charge)
  • 2-year annual fee waiver
  • Flexible repayments from just 3% of your outstanding balance or S$30, whichever is higher
  • Standby facility - pay interest only on the amount you use
  • 24-hour account access via Phone Banking (Dial-Link) and Online Banking
  • Attractive promotional interest rates on CreditAble Term Loan or CreditAble Funds Transfer

Here's how you can enjoy up to 22% cash savings on your bill payments

Other Credit Cards
Other Credit Lines
Maybank CreditAble
Outstanding Amount
Interest payable
at 26.9% p.a.
for a year
Interest payable
at 20.95% p.a.
for a year
Interest payable
at 20.9% p.a.*
for a year
Cash savings of up to 22%

More Ways To Use

Fixed repayment with CreditAble Term Loan

  • Low interest rate of only 3.28% p.a. (E.I.R. from 6.00% p.a.)
  • Tenures between 12 to 60 months

Find Out More


Flexible repayment with CreditAble Fund Transfer

  • 0% interest rate
  • Pay from as little as S$10 or 3% of Total Payment Due, whichever is higher

Find Out More

Interest rate

20.9% p.a.

Annual Fee

S$80 (First 2 years free)


  • Age: 21 to 65
  • Singapore Citizens or Singapore Permanent Residents
  • Annual income: S$30,000 
  • If you have a Maybank CreditAble account but do not have an ATM card, apply for one today at any of our Branches in Singapore

Useful Information