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• Choice of interest rates:
  • Fixed rate – Certainty of interest rates within a predetermined period.
  • Interbank pegged rate – 1-month Compounded SORA
• Subsidies on legal and valuation fees.

What is SORA?

SORA is the Singapore Overnight Rate Average, is the volume-weighted average rate of borrowing transactions in the unsecured overnight interbank SGD cash market in Singapore between 8am and 6.15pm. SORA has been published by MAS daily since 1 July 2005.

Financial products referencing SORA typically use an average of daily SORA readings over a period. This is in contrast to SIBOR based loans, which generally use only a single reading of SIBOR for each interest payment period.

1-Month (1M) Compounded SORA is calculated using the compounded methodology of daily SORA rate over historical 1-month period. Compounding over a period is a way to compute the average, while reflecting the economic costs of borrowing overnight over the specified period. The 1M Compounded SORA for a given business day in Singapore is published by 9am the next business day on the MAS website.

Given SIBOR’s impending discontinuation by 2024, SORA is the alternative interest rate benchmark option as it provides sustainability and transparency.

• 1M Compounded SORA means the MAS Published 1M Compounded SORA published on a relevant day.
• The applicable 1M Compounded SORA shall be that published on the day on which the drawdown occurs and applied through a 1-months period.
• Above rates quoted are indicative and valid for completed commercial & industrial properties in Singapore, for new purchase or refinancing from another financial institution.
• Rates are subject to minimum loan size of S$100,000 and minimum loan tenure of 5 years.
• Rates and benefits are subject to changes without prior notice.

Find answers to commonly asked questions on mortgage matters here.

Fees and Charges apply.

Refer and be rewarded with up to S$1,000 worth of cash credit*!

Refer your family and friends to take up a residential or commercial property loan with us and be rewarded with up to S$1,000 worth of cash credit*!

Simply complete the Member-get-member programme form and email¹ to cbdbcloans@maybank.com.

¹By submitting this referral form to Maybank, you (Referrer) acknowledge that you have read, understood and agree to be bound by the Terms and Conditions for Maybank Property Loan Member-Get-Member Programme (as may be changed from time to time).

*Terms and Conditions apply.

Important Information

• Interest rates are subject to change without prior notice. Banking Facilities Terms and Conditions apply.
• A loan repayment schedule is available upon request.

Commercial & Industrial Property Financing Board Rate

Other Important Information

• Download a Mortgage Loan Application Form (for individual borrowers)
• Banking Facility Terms and Conditions
• Reprice Your Property Loan – Existing Customers
• Download a Loan Service Request Form - Existing Customers