Fees & Charges
Principal Card: S$196.20* (inclusive of GST), waived for first 3 years
Supplementary Card: Free
*Subsequent annual fee will be automatically waived with a minimum spend of S$18,000 yearly
Click here for other credit card fees and charges.
Annual Income Requirement
- S$30,000 for Singapore Citizens or Singapore Permanent Residents
- S$45,000 for Malaysia Citizens, in employment for at least 1 year
- S$60,000 for Foreigner, in employment for at least 1 year
Required Documents
Singaporean/PR
- Conveniently Apply via Singpass
Foreigners
- Refer to the required documents here
Apply Online Now
¹ Print your Income Tax Notice of Assessment at myTax Portal using your Singpass or IRAS PIN.
² You can print your latest 12 months CPF Contribution History Statement using your Singpass via https://www.cpf.gov.sg/members. If your monthly income exceeds S$6,800 (Effective 1st January 2025: S$7,400), submit your latest Income Tax Notice of Assessment or computerised payslip instead, for proper maximum credit limit calculations.
Please allow 7 business days for processing, and application is subject to approval. Note that incomplete forms or missing documents will delay processing. The Bank reserves the right to request for more documents. Should the income documents you submit reflect a lower earned income than what was previously declared, the bank reserves the right to adjust the current credit limit to reflect the prevailing earned income.