8X TREATS Points

Earn up to 3.2 Air Miles (8X TREATS Points) with every dollar spent when you charge to your Horizon Visa Signature Card:

• For any restaurant dining in Singapore.
• At all petrol stations in Singapore, on top of prevailing station discounts.
• For public transport charges to your Card, including Grab and taxi rides with our selected taxi service providers.
• For hotel bookings at Agoda.com/horizon.

5X TREATS Points

Earn up to 2 Air Miles (5X TREATS Points) with every dollar spent on your vacation:

• For air tickets across all airlines.
• For travel packages with any travel agency.
• On foreign currency transactions for online purchases or overseas spending.

To earn 8X and 5X TREATS Points, simply spend a minimal S$300 in a calendar month on your Maybank Horizon Visa Signature Card.

By consolidating all these expenses onto the Card, you will earn 15,000 Air Miles, redeemable for a round trip to Bali.
Above table is for illustration purposes only. 37,500 TREATS Points converted to 15,000 Air Miles. Conversion fee applies for each conversion request of TREATS Points to Air Miles.

Complimentary Airport lounge Access

• Enjoy access to selected VIP airport lounges, when S$1,000 is charged in a single retail transaction within 3 months prior to the travel date.
• Principal cardmember's accompanying guest(s) enjoys 20% off walk-in rates for lounge access at participating Plaza Premium Lounge outlets.

Complimentary travel insurance coverage of up to S$1,000,000

• Be insured up to S$1,000,000 when you travel. Receive complimentary travel insurance coverage when you charge your travel fares in full to the Card.

Maybank Save Up Programme

• Enjoy up to 3% p.a. interest with Save Up Programme
• Choose up to 3 products and enjoy a higher interest rate on the first S$50,000 in your SaveUp account.

What's more

• With the flexibility of TREATS Points, redeem a host of privileges and credit card rewards such as shopping and dining vouchers, cash credits and more, other than KrisFlyer Miles or AsiaMiles. Enjoy a host of attractive privileges in Singapore, Malaysia, Indonesia and the Philippines.
• Access to Maybank EzyPay and FlexiPay programmes for purchases via interest-free instalment payment plans, perfect for shops that do not accept Credit Cards.
• Use of Maybank Visa Money Transfer to transfer funds from your Card to any Visa Card overseas, at attractive rates.
• Withdraw cash from ATMs worldwide. Fees and charges apply.
• Mobile payment with Samsung Pay works at almost any retailer in Singapore, making shopping or dining easier and more convenient than ever before.

Principal Card: 3 years fee waiver; subsequent annual fee S$180

Subsequent annual fee is waived with a total yearly minimum spend of S$18,000 for Horizon Visa Signature Card

Total minimum spend: (i) includes spending on Principal and/or Supplementary Cards, but excludes Fund Transfer, late charges, interest charges and all other fees and charges imposed by Maybank; and (ii)  must be charged within the year before the annual fee is due on the Card

Supplementary Card: Free

Age: Be at least 21 years of age

Annual Income

Have a minimum annual income of

• S$30,000 for Singapore Citizens or Singapore Permanent Residents
• S$45,000 for Malaysia Citizens, in employment for at least 1 year
• S$60,000 for Foreigner, in employment for at least 1 year

Required Documents

• For Fully Salaried
• A photocopy of your NRIC (front and back) AND
  • Latest 12 months’ CPF contribution history¹ OR
  • Latest computerised payslip OR
  • Latest Income Tax Notice of Assessment² AND Latest 12 months’ CPF contribution history OR Latest computerised payslip
• For Self-Employed / Fully Commissioned
• A photocopy of your NRIC (front and back) AND
• Latest 2 years’ Income Tax Notice of Assessment²
• For Commission/ Variable Income Earner
• A photocopy of your NRIC (front and back) AND
  • Latest 12 months’ CPF contribution history¹ OR
  • Latest 3 months’ computerised payslip OR
  • Latest Income Tax Notice of Assessment² AND Latest 12 months’ CPF contribution history OR Latest 3 months’ computerised payslip
• Foreigners Required Documents (In addition to income documents indicated above)
• Valid Passport AND
• Employment Pass (with at least 6 months’ validity) AND
• Utilities bill or bank statements with residential address AND
• Company letter stating proof of employment of at least 1 year¹

¹ You can print your latest 12 months CPF Contribution History Statement using your SingPass via https://www.cpf.gov.sg/members. If your monthly income exceeds S$6,000, submit your latest Income Tax Notice of Assessment or computerised payslip instead, for proper maximum credit limit calculations.

² Print your Income Tax Notice of Assessment at myTax Portal using your SingPass or IRAS PIN.

Please allow 14 business days for processing, and application is subject to approval. Note that incomplete forms or missing documents will delay processing. The Bank reserves the right to request for more documents. Should the income documents you submit reflect a lower earned income than what was previously declared, the bank reserves the right to adjust the current credit limit to reflect the prevailing earned income.

• Terms and Conditions for Privileges and Benefits (PDF)
• Terms and Conditions for Privilege and Benefits (with effect 1 May 2021) (PDF)
• Terms and Conditions for Complimentary Travel Insurance
• Click here for other Credit Card fees and charges
• Terms and Conditions (PDF)

From 1 May 2021, the following types of transactions will not be eligible for earning and accumulation of minimum spend for Cash Rebate and TREATS Points Rewards Programmes for all Credit and Debit Cards.