Credit Card

Maybank Horizon Visa Signature Card

Unfold travel experiences beyond your horizon and experience MORE in every way with up to 2.8 air miles on air tickets, foreign spend, hotel bookings and more, with one of the best air miles credit cards

  • Annual Fee

    Principal Card: 3 years fee waiver; subsequent annual fee S$180


    Supplementary Card: Free

  • Annual Income Requirement


Sign-Up Promotion

For New Maybank Horizon Visa Signature Cardmembers

Simply apply for a new Maybank Horizon Visa Signature Credit Card and CreditAble Account, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$600 for each of the first two consecutive months upon approval^ and receive 10,000 bonus air miles, or a pair of American Tourister Linex 66/24 Luggage TSA, or an AirPods (3rd generation) with Lightning Charging Case, or S$200 cashback

Terms and Conditions apply.

Your newly approved Credit Card account(s) will come with Online Banking and eStatements+. To view your eStatement, please sign-up via Maybank Online Banking ( and perform a first time login.

+Auto enrolment for eStatement is not applicable for Maybank CreditAble.

Unfold travel experiences
beyond your horizons

Experience more of everything in every way on all your travel journeys.

Earn greater rewards of 2.8 air miles1 (7X TREATS Points) on your air tickets2, and in all foreign currencies when you charge a minimum of S$8003 per calendar month on your Maybank Horizon Visa Signature Card.

What’s more earn up to 1.2 air miles1 (3X TREATS Points) on all local retail spend, with no minimum spend required

12.8 and 1.2 air miles are applicable only if redemption is made on Maybank TREATS SG app.
2Bonus TREATS Points (TP) awarded for air tickets will be capped at 40,000 TP for each calendar month.
3If the monthly accumulated spend is less than S$800, 1.2 air miles (3X TREATS Points) will be awarded for air tickets and foreign spend


MORE rewarding in every way

Simply consolidate all your expenses on your Card to earn 27,000 KrisFlyer Miles, good for a return trip to Bangkok.

 ExpensesEarn RateTPs Earned
Shopping S$500 3X 1,500 TP
Groceries S$400 3X 1,200 TP
Dining S$550 3X 1,650 TP
Food Delivery S$350 3X 1,050 TP
Hotel Bookings S$1,100 3X 3,300 TP
Air Tickets S$800 7X 5,600 TP
Foreign Spend S$7,600 7X 53,200 TP


S$11,300   67,500 TP

Above table is for illustrative purposes only.

Other Benefits

Fuel Discounts at Caltex Stations

  • Enjoy 20.05% + 3X TREATS Points when you link your Diamond Sky Fuel Card to your Maybank Horizon Visa Signature Card

Complimentary Airport Lounge Access

  • Travel in comfort at selected VIP airport lounges when you charge a minimum of S$1,000 in a single transaction on your travel expenses within 3 months prior to the date of lounge use

Complimentary Travel Insurance

Explore the world with Visa Concierge

  • Being a Maybank Horizon Visa Signature Cardmember allows you to enjoy additional privileges of Visa Concierge. Open up a world of experiences as unique as you, at the snap of your fingertips, when you sign up for a Visa Concierge account today!

Maybank Save Up Programme

  • Enjoy up to 4% p.a. interest with Save Up Programme. Additionally, choose up to 3 products and enjoy a higher interest rate on the first S$75,000 in your SaveUp account

Regional TREATS

  • Enjoy exclusive regional TREATS spanning across Malaysia, Indonesia, Cambodia & Philippines. From dining to shopping and more with Maybank Cards.

Exclusive Travel Deals

Get up to 7% off Hotel and Flight bookings on

Get up to 10% cashback on accommodation bookings with

Enjoy S$10 off sitewide on KLOOK

Find Out More

Terms and Condition apply.

Maybank TREATS Points
Rewards Programme

Maybank TREATS SG App

Unlock instant rewards with Maybank TREATS SG app, a lifestyle and loyalty mobile app that offers exclusive and rewarding benefits and privileges in an instant. Make instant redemptions at participating merchants, enjoy deals up to 50% off, eCoupons, freebies and much more.

Download the mobile app and allow notifications to receive news on exclusive deals.

2 ways to download the Maybank TREATS SG app:

Go to App Store or Google Play and search for TREATS SG


Scan the QR code


Redeem rewards all year round with your TREATS Points (TP) on the Maybank TREATS SG App! We have curated a collection of privileges and lifestyle indulgences from dining and shopping, to travel & leisure.

Maybank Pay with Points
Redeem your TREATS Points (TP) seamlessly with Maybank Pay with Points. Simply use your TP to offset your local and/or foreign purchases that are charged to your Maybank Credit Card via Maybank TREATS SG app.

Earning KrisFlyer miles is a breeze as you can convert your TREATS Points to KrisFlyer miles via the Maybank TREATS SG app. Find out how you can enrol your KrisFlyer Account via Maybank TREATS SG App here!

Rewards Infinite Programme

As a Maybank Rewards Infinite Member, your TREATS Points never expire. Simply charge S$24,000 to your Maybank Horizon Visa Signature Card in the preceding year to become a Maybank Rewards Infinite Member..

Payment Wallets

Accepted almost everywhere in Singapore, Apple Pay is a safe, contactless, easy way to pay. Add your Maybank card today and use it at your favourite shops, restaurants, and more.

Find Out More

Mobile payment with Samsung Pay works at almost any retailer in Singapore, making shopping or dining easier and more convenient than ever before.

Find Out More

Before you travel

Activate magnetic stripe for overseas use

To use your Maybank Credit Card for overseas retail transactions, you can enable your magnetic stripe using the following methods.

Download “Maybank2u SG” from
App Store or Google Play

Sign up using your Credit Card details, login, then navigate to your card details and select “Manage Overseas Card Usage”

Login to Maybank2u Online Banking then select “Settings”, “Cards” and “Manage Overseas Use of Magnetic Stripe”

Fees & Charges

Principal Card: 3 years fee waiver; subsequent annual fee S$180

Subsequent annual fee is waived with a total yearly minimum spend of S$18,000 for Horizon Visa Signature Card

Total minimum spend: (i) includes spending on Principal and/or Supplementary Cards, but excludes Fund Transfer, late charges, interest charges and all other fees and charges imposed by Maybank; and (ii)  must be charged within the year before the annual fee is due on the Card


Supplementary Card: Free


Age: Be at least 21 years of age


Annual Income

Have a minimum annual income of

  • S$30,000 for Singapore Citizens or Singapore Permanent Residents
  • S$45,000 for Malaysia Citizens, in employment for at least 1 year
  • S$60,000 for Foreigner, in employment for at least 1 year


Required Documents

  • For Fully Salaried
    • A photocopy of your NRIC (front and back) AND
      • Latest 12 months’ CPF contribution history¹ OR
      • Latest computerised payslip OR
      • Latest Income Tax Notice of Assessment² AND Latest 12 months’ CPF contribution history OR Latest computerised payslip
  • For Self-Employed / Fully Commissioned
    • A photocopy of your NRIC (front and back) AND
    • Latest 2 years’ Income Tax Notice of Assessment²
  • For Commission/ Variable Income Earner
    • A photocopy of your NRIC (front and back) AND
      • Latest 12 months’ CPF contribution history¹ OR
      • Latest 3 months’ computerised payslip OR
      • Latest Income Tax Notice of Assessment² AND Latest 12 months’ CPF contribution history OR Latest 3 months’ computerised payslip
  • Foreigners Required Documents (In addition to income documents indicated above)
    • Valid Passport AND
    • Employment Pass (with at least 6 months’ validity) AND
    • Utilities bill or bank statements with residential address AND
    • Company letter stating proof of employment of at least 1 year


¹ You can print your latest 12 months CPF Contribution History Statement using your Singpass via If your monthly income exceeds S$6,300 (Effective 1st January 2024: S$6,800), submit your latest Income Tax Notice of Assessment or computerised payslip instead, for proper maximum credit limit calculations.

² Print your Income Tax Notice of Assessment at myTax Portal using your Singpass or IRAS PIN.


Please allow 7 business days for processing, and application is subject to approval. Note that incomplete forms or missing documents will delay processing. The Bank reserves the right to request for more documents. Should the income documents you submit reflect a lower earned income than what was previously declared, the bank reserves the right to adjust the current credit limit to reflect the prevailing earned income.

Maybank Horizon Platinum Visa Card

Maybank horizon visa signature best miles card

Maybank Horizon Platinum Visa Cardmembers enjoy a different suite of Card benefits and privileges.

Find Out More