Age: 21 and above
Annual Income
- S$30,000 for Singapore Citizens or Singapore Permanent Residents
- S$45,000 for Malaysia Citizens, in employment for at least 1 year
- S$60,000 for other nationalities, in employment for at least 1 year
Required Documents
- For Fully Salaried
- A photocopy of your NRIC (front and back) AND
- Latest 12 months’ CPF contribution history¹ OR
- Latest computerised payslip OR
- Latest Income Tax Notice of Assessment² AND Latest 12 months’ CPF contribution history OR Latest computerised payslip
- For Self-Employed / Fully Commissioned
- A photocopy of your NRIC (front and back) AND
- Latest 2 years’ Income Tax Notice of Assessment²
- For Commission/ Variable Income Earner
- A photocopy of your NRIC (front and back) AND
- Latest 12 months’ CPF contribution history¹ OR
- Latest 3 months’ computerised payslip OR
- Latest Income Tax Notice of Assessment² AND Latest 12 months’ CPF contribution history OR Latest 3 months’ computerised payslip
- Foreigners Required Documents (In addition to income documents indicated above)
- Valid Passport AND
- Employment Pass (with at least 6 months’ validity) AND
- Utilities bill or bank statements with residential address AND
- Company letter stating proof of employment of at least 1 year¹
¹ You can print your latest 12 months CPF Contribution History Statement using your SingPass via https://www.cpf.gov.sg/members. If your monthly income exceeds S$6,000, submit your latest Income Tax Notice of Assessment or computerised payslip instead, for proper maximum credit limit calculations.
²You can print your Income Tax Notice of Assessment at myTax Portal using your SingPass or IRAS PIN at https://mytax.iras.gov.sg.
Please allow 14 business days for processing, and application is subject to approval. Note that incomplete forms or missing documents will delay processing.