Sign-up Promo

XL Xclusive

Requirements

Useful Information

Sign-up Promo

XL Xclusive

Requirements

Useful Information

Introducing the All-New
Maybank XL Cards

Get S$10 cashback when you apply
and spend any amount.

Maybank XL Cashback Card

Up to 5% cashback
when you Dine, Shop,
Travel and Play

Maybank XL Rewards Card

Up to 4 air miles on
your spend when you
Dine, Shop, Travel
and Play

Xperience Love. Xplore Limitlessly. Say 'hello' to the Maybank XL Cards. Choose cashback, miles, or BOTH! Whatever you choose, get rewarded across the widest range of spend categories when you Dine, Shop, Travel and Play. Tailored for ages 21-39, the right card for where you are in life.

Cashback vs Rewards Points

  • 5% cashback* whenever you spend in the Dine, Shop, Travel and Play categories, as well as in foreign currencies.

  • Up to S$80 bonus cashback monthly.

  • Other transactions will earn unlimited cashback at 0.2%.

  • 4 air miles per dollar (10X TREATS Points)* whenever you spend in the Dine, Shop, Travel and Play categories, as well as in foreign currencies.

  • Up to 10,000 bonus TREATS Points monthly.

  • Other transactions will earn 5 TREATS Points for every S$5 spent.
*Cardmember needs to spend at least S$500 in a calendar month (including Bonus and non-Bonus Categories) to be eligible for the 5% cashback or the 10X TREATS Points for the respective cards. Terms and conditions apply. Scroll down to "Useful Information" for full terms and conditions.

Bonus Categories

Dine

Restaurants, fast food, bakeries, food deliveries & more

Shop

Apparels, departmental store, sporting goods, online shopping & more

Travel

Airlines, lodging, travel agencies & more

Play

Bars, cinemas, show tickets, video game and arcade & more

Foreign Spend

Retail transactions charged in foreign currencies whether overseas or online

Bonus Categories

Dine

Restaurants, fast food, bakeries, food deliveries & more

Shop

Apparels, departmental store, sporting goods, online shopping & more

Travel

Airlines, lodging, travel agencies & more

Play

Bars, cinemas, show tickets, video game and arcade & more

Foreign Spend

Retail transactions charged in foreign currencies whether overseas or online

Up to 50% off top brands with FOMO Fridays

Get ready to unlock unbeatable deals every other Friday starting 22 August 2025, only for Maybank XL Cardmembers!

Look out for 50% off and 1-for-1 offerings from your favourite brands like KOI, Golden Village, Tiong Bahru Bakery, Hai Di Lao, JD Sports, and many more. Simply log into the Maybank TREATS SG app to grab your eCoupons. Limited quantities available so fastest fingers first!

Terms and Conditions apply.

FIND OUT MORE

HDB Home Loan & Reno Loan Bundle

HDB Home and Renovation Loan bundle rates from 2.50% p.a. Enjoy an exclusive complimentary repricing (upon expiry of commitment period).

Terms and Conditions apply.

FIND OUT MORE

Privileges

Dining Deals

Dine smart and save big! Enjoy 1-for-1 deals and up to 50% off at over 100 dining destinations, from cafes to hotel buffets, with your Maybank Card.

Travel Deals

Make the most of your travels with savings of up to 55% off on flights, hotels, activities and more with your Maybank Card.

This includes exclusive discounts on Agoda, Trip.com, Klook, Qatar Airways, Emirates and more!

Shopping Deals

Score epic deals and exclusive perks across Singapore and beyond - from your go-to platforms like Shopee, Lazada and Taobao, and more. Wherever you're shopping, we've got you covered.

Refer your friends

Share the perks of Maybank Credit Cards and get S$10 cashback for every friend who signs up!

Regional TREATS

Enjoy exclusive regional TREATS spanning across Malaysia, Indonesia, Cambodia & Philippines. From dining to shopping and more with Maybank Cards.

Maybank TREATS SG App

Unlock instant rewards with Maybank TREATS SG app, a lifestyle and loyalty mobile app that offers exclusive and rewarding benefits and privileges in an instant. Make instant redemptions at participating merchants, enjoy deals up to 50% off, eCoupons, freebies and much more.

Download the mobile app and allow notifications to receive news on exclusive deals.

Banking On-The-Go

Mobile Payment Wallets

Make contactless payments easily with your Maybank Cards through your mobile devices

< Apple Pay

< Samsung Pay

Maybank Suite of Financial Solutions

Before you apply

Eligibility

For Maybank XL Cashback Card and/or Maybank XL Rewards Card, you need to be at least 21 years of age and below 40 years old.

Fees & Charges

Principal Card: S$87.20* (inclusive of GST), waived for first 2 years

Supplementary Card: Free

*Subsequent annual fee will be automatically waived with a minimum spend of S$6,000 yearly

Click here for other credit card fees and charges.

Annual Income Requirement

  • S$30,000 for Singapore Citizens or Singapore Permanent Residents

  • S$45,000 for Malaysia Citizens, in employment for at least 1 year

  • S$60,000 for Foreigner, in employment for at least 1 year

Required Documents

Singaporean/PR

  • Conveniently apply with Singpass

Foreigners

  • Valid Passport AND

  • Employment Pass (with at least 6 months' validity) AND

  • Utilities bill or bank statements with residential address AND

  • Company letter stating proof of employment of at least 1 year

  • Latest Income Tax Notice of Assessment AND Latest computerised payslip