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CreditAble
(Personal Line of Credit)

Meet your financial needs with Maybank CreditAble and enjoy up to 65% savings with one of the lowest interest rates.

Get easy access to extra cash when you need it through a chequebook, ATM card and Online Banking.

Key info


  • Low promotional interest rate of only 9% p.a.* for the first year
  • Choice of flexible or fixed repayments
  • Complimentary cheque book

Promotion


Apply Now & Get S$100 Cash Credit

Simply apply for a new Maybank Credit Card and CreditAble, and charge to your Credit Card and withdraw from your CreditAble Account a minimum of S$250 for each of the first two consecutive months upon approval.

Find Out More

Terms and Conditions apply.

Benefits


  • Low promotional interest rate of only 9% p.a. for the first year
  • Credit line of up to 4X your monthly income
  • Flexible repayments from just 3% of your outstanding balance or S$30, whichever is higher
  • Attractive promotional interest rates on CreditAble Term Loan or CreditAble Funds Transfer
  • Standby facility - pay interest only on the amount you use
  • 2-year annual fee waiver
  • Easy access to your credit line via a complimentary cheque book or ATM Card+ at ATMs in Singapore, Malaysia, Brunei and the Philippines
  • 24-hour account access via Phone Banking (Dial-Link) and Online Banking

Here's how you can enjoy up to 65% cash savings on your bill payments

 
Other Credit Cards
Other Credit Lines
Maybank CreditAble
 
Outstanding Amount
Interest payable
at 25.9% p.a.
for a year
Interest payable
at 20.8% p.a.
for a year
Interest payable
at 9% p.a.*
for a year
Cash savings of up to 65%
S$10,000
S$2,590
S$2,080
S$900
S$1,690

Interest rate


19.8% p.a.

Fees & Charges


S$80 (First 2 years free)

Eligibility


  • Age: 21 to 65
  • Singapore Citizens or Singapore Permanent Residents
  • Annual income: S$30,000 

Useful Information


CreditAble fees and charges here.

CreditAble Terms and Conditions

*Promotional interest rate of 9% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 19.8% p.a. will apply. Maybank may at its discretion, determine the interest rate of up to 22.8% p.a., upon approval of the Facility.

+ATM cash withdrawal only. Point-of-Sale transaction is not available.