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CreditAble
(Personal Line of Credit)

Meet your financial needs with Maybank CreditAble and enjoy up to 65% savings with one of the lowest interest rates.

Get easy access to extra cash when you need it through a chequebook, ATM card and Online Banking.

Promotion


Credit card free gift

Get Garmin vívomove Style worth S$469 with Maybank Credit Cards and CreditAble

Simply apply for a new Maybank Credit Card and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$300 for each of the first two consecutive months upon approval.

Foreigners are eligible for this promotion. Apply for a new Maybank Credit Card and charge a minimum of S$350 for each of the first two consecutive months upon approval to be qualified.

Hurry! Apply now as this promotion is limited to the first 2,000 approved applicants and exclusive to first-time applicants.

Terms and Conditions apply.

Benefits at a Glance


  • Low interest rate of 9% p.a.*

    Enjoy low promotional interest rate of only 9% p.a.* for the first year.

  • Choice of flexible or fixed repayments

    Choose between a fixed or a flexible repayment plan.

  • Easy access to your CreditAble account

    Via a complimentary cheque book or online transfers or ATM Card+ at ATMs in Singapore, Malaysia, Brunei and the Philippines.

  • Ways to access your CreditAble account:

    PayNow/FAST/ Internet Banking Transfers via M2U SG Online or Mobile application

    ATM withdrawal

    Cheque issuance

Other Benefits


  • Complimentary cheque book
  • 2-year annual fee waiver
  • Credit line of up to 4X your monthly incomeFlexible repayments from just 3% of your outstanding balance or S$30, whichever is higher
  • Standby facility - pay interest only on the amount you use
  • 24-hour account access via Phone Banking (Dial-Link) and Online Banking
  • Attractive promotional interest rates on CreditAble Term Loan or CreditAble Funds Transfer

Here's how you can enjoy up to 65% cash savings on your bill payments

 
Other Credit Cards
Other Credit Lines
Maybank CreditAble
 
Outstanding Amount
Interest payable
at 25.9% p.a.
for a year
Interest payable
at 20.8% p.a.
for a year
Interest payable
at 9% p.a.*
for a year
Cash savings of up to 65%
S$10,000
S$2,590
S$2,080
S$900
S$1,690

More Ways To Use


Fixed repayment with CreditAble Term Loan

  • Low interest rate of only 3.88% p.a. (E.I.R. from 7.09% p.a.)
  • Tenures between 12 to 60 months

Find Out More

 

Flexible repayment with CreditAble Fund Transfer

  • 0% interest rate for 3 or 6 months
  • Pay from as little as S$10 or 3% of Total Payment Due, whichever is higher

Find Out More

Interest rate


19.8% p.a.

Fees & Charges


S$80 (First 2 years free)

Eligibility


  • Age: 21 to 65
  • Singapore Citizens or Singapore Permanent Residents
  • Annual income: S$30,000 
  • If you have a Maybank CreditAble account but do not have an ATM card, apply for one today at any of our Branches in Singapore

Useful Information


CreditAble fees and charges here.

CreditAble Terms and Conditions

*Promotional interest rate of 9% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 19.8% p.a. will apply. Maybank may at its discretion, determine the interest rate of up to 22.8% p.a., upon approval of the Facility.

+ATM cash withdrawal only. Point-of-Sale transaction is not available.