Understanding your affordability is the first step towards owning your dream home.
Our calculator provides an estimate of your borrowing capacity based on your declared income and existing financial commitments. It takes into account key lending considerations commonly used in assessing home loan eligibility.
Whether you're planning to purchase an HDB flat, Executive Condominium, or private property, this tool helps you better understand your financing options.
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- Discuss your financing needs
- Explore available home loan packages
- Obtain an In-Principle Approval (IPA)
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Important Notice and Disclaimer
- The computation and results above are for illustrative purposes only and do not constitute a loan offer. All loan applications are subject to the Bank's approval and are granted at the Bank's sole discretion.
- This calculator provides an estimate of your home financing affordability based on the information you have provided and the applicable Total Debt Servicing Ratio (TDSR) framework and should be used as a general guide only.
- The calculations assume that you are purchasing your first residential property and/or do not have any existing housing loan commitments.
- Interest rates, regulations, policies and assumptions used in this calculator may be changed, updated or revised without prior notice.
- Customers are encouraged to obtain and read the Association of Banks in Singapore (ABS) Consumer Guide on Home Loans before committing to a home loan. The guide is available on the MoneySense and ABS websites in Singapore's four official languages.
- The Bank makes no representation or warranty as to the accuracy, correctness or completeness of the computation or results obtained herein, and will not under any circumstances accept responsibility or liability for any errors or omissions or for any losses arising from use of or reliance on the calculation herein.